World Acceptance Corporation
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from World Acceptance Corporation's yearly results (2023–2026), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
1/3 · 2/3Sales grew in 1 of the last 3 years; profit grew in 2 of 3.
Less steady than 71% of Financial Services companies in United States.
Growth Efficiency Ratio
—Sales fell 5%
Sales fell 5% in 3 years, so extra profit per extra sales cannot be measured.
Asset Productivity Ratio
-5% / -6%In 3 years sales changed by -5% while total assets changed by -6%. Both moved at about the same pace.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
99%Of every $100 the company owns, $99 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 67% of Financial Services companies in United States.
Tangible Net Worth Ratio
97%Of every $100 of net worth, $97 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 82% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
World Acceptance Corporation owes $0.66 for every $1 it owns. Net profit fell 61% in the year to Mar 2026, and grew 18% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Mar 2026.
P/E ratio
21.4Investors pay $21.4 for every $1 of World Acceptance Corporation's yearly profit, higher than 78% of Financial Services companies in United States.
P/B ratio
2.18The share price is 2.18 times World Acceptance Corporation's book value per share, higher than 82% of Financial Services companies in United States.
Market cap
$791 MThe total market value of all of World Acceptance Corporation's shares at today's price (share price × number of shares), larger than 51% of Financial Services companies in United States. PosiCap size class: Mini Cap.
Net worth (book value)
$362 MWhat World Acceptance Corporation would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$77.71Net worth divided by the number of shares. The share price of $169.65 is 2.2 times this, which is the P/B above.
Return on equity (ROE)
9.9%World Acceptance Corporation earned 9.9% on its shareholders' money over the last year, lower than 55% of Financial Services companies in United States.
Owes vs Owns
0.66×World Acceptance Corporation owes $0.66 for every $1 it owns (moderate), lower than 62% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
NoneWorld Acceptance Corporation does not currently pay a dividend.
Revenue growth
+3%Revenue rose 3% in the year to Mar 2026, and shrank 2% a year on average over 3 years.
Profit growth
-61%Net profit fell 61% in the year to Mar 2026, and grew 18% a year on average over 3 years.
Profit margin
6.5%World Acceptance Corporation keeps $6 of every $100 of revenue as net profit.
Questions
What is World Acceptance Corporation's P/E ratio?
Investors pay $21.4 for every $1 of World Acceptance Corporation's yearly profit, higher than 78% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For World Acceptance Corporation: $791 M ÷ $362 M (30 Jun 2026) = 2.2.
What is World Acceptance Corporation's return on equity?
World Acceptance Corporation earned 9.9% on its shareholders' money over the last year, lower than 55% of Financial Services companies in United States.
How much does World Acceptance Corporation owe compared with what it owns?
World Acceptance Corporation owes $0.66 for every $1 it owns (moderate), lower than 62% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does World Acceptance Corporation pay a dividend?
No. World Acceptance Corporation does not currently pay a dividend.
Is World Acceptance Corporation's revenue growing?
Revenue rose 3% in the year to Mar 2026, and shrank 2% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.