Wells Fargo & Company
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Wells Fargo & Company's yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
What stands out
- Growth Efficiency Ratio: Sales grew 13% in 3 years; of every extra $100 of sales, $82 became extra profit. Higher than 89% of Financial Services companies in United States.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
2/3 · 3/3Sales grew in 2 of the last 3 years; profit grew in 3 of 3.
Steadier than 79% of Financial Services companies in United States.
Growth Efficiency Ratio
$82Sales grew 13% in 3 years; of every extra $100 of sales, $82 became extra profit.
Higher than 89% of Financial Services companies in United States.
Asset Productivity Ratio
+13% / +14%In 3 years sales changed by +13% while total assets changed by +14%. Both moved at about the same pace.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
99%Of every $100 the company owns, $99 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 61% of Financial Services companies in United States.
Tangible Net Worth Ratio
83%Of every $100 of net worth, $83 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
Less tangible than 51% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Wells Fargo & Company owes $0.92 for every $1 it owns. Net profit rose 8% in the year to Dec 2025, and grew 16% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
11.6Investors pay $11.6 for every $1 of Wells Fargo & Company's yearly profit, lower than 62% of Financial Services companies in United States.
P/B ratio
1.37The share price is 1.37 times Wells Fargo & Company's book value per share, higher than 58% of Financial Services companies in United States.
Market cap
$247.3 BThe total market value of all of Wells Fargo & Company's shares at today's price (share price × number of shares), larger than almost all Financial Services companies in United States. PosiCap size class: Tito Cap.
Net worth (book value)
$180.2 BWhat Wells Fargo & Company would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$60.03Net worth divided by the number of shares. The share price of $82.39 is 1.4 times this, which is the P/B above.
Return on equity (ROE)
12.9%Wells Fargo & Company earned 12.9% on its shareholders' money over the last year, higher than 66% of Financial Services companies in United States.
Owes vs Owns
0.92×Wells Fargo & Company owes $0.92 for every $1 it owns (high), higher than 91% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
2.41%Wells Fargo & Company pays 2.41% of its share price as dividends a year, lower than 59% of dividend-paying Financial Services companies in United States.
Revenue growth
+2%Revenue rose 2% in the year to Dec 2025, and grew 4% a year on average over 3 years.
Profit growth
+8%Net profit rose 8% in the year to Dec 2025, and grew 16% a year on average over 3 years.
Profit margin
25.5%Wells Fargo & Company keeps $25 of every $100 of revenue as net profit.
Questions
What is Wells Fargo & Company's P/E ratio?
Investors pay $11.6 for every $1 of Wells Fargo & Company's yearly profit, lower than 62% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Wells Fargo & Company: $247.3 B ÷ $180.2 B (30 Jun 2026) = 1.4.
What is Wells Fargo & Company's return on equity?
Wells Fargo & Company earned 12.9% on its shareholders' money over the last year, higher than 66% of Financial Services companies in United States.
How much does Wells Fargo & Company owe compared with what it owns?
Wells Fargo & Company owes $0.92 for every $1 it owns (high), higher than 91% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does Wells Fargo & Company pay a dividend?
Yes. Wells Fargo & Company pays 2.41% of its share price as dividends a year, lower than 59% of dividend-paying Financial Services companies in United States.
Is Wells Fargo & Company's revenue growing?
Revenue rose 2% in the year to Dec 2025, and grew 4% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.