West Coast Community Bancorp
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from West Coast Community Bancorp's yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 2/3Sales grew in 3 of the last 3 years; profit grew in 2 of 3.
Steadier than 79% of Financial Services companies in United States.
Growth Efficiency Ratio
$30Sales grew 86% in 3 years; of every extra $100 of sales, $30 became extra profit.
Higher than 57% of Financial Services companies in United States.
Asset Productivity Ratio
+86% / +65%In 3 years sales changed by +86% while total assets changed by +65%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
98%Of every $100 the company owns, $98 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
Less tangible than 51% of Financial Services companies in United States.
Tangible Net Worth Ratio
83%Of every $100 of net worth, $83 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
Less tangible than 51% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
West Coast Community Bancorp owes $0.86 for every $1 it owns. Net profit rose 70% in the year to Dec 2025, and grew 18% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
12.2Investors pay $12.2 for every $1 of West Coast Community Bancorp's yearly profit, lower than 54% of Financial Services companies in United States.
P/B ratio
1.63The share price is 1.63 times West Coast Community Bancorp's book value per share, higher than 73% of Financial Services companies in United States.
Market cap
$648 MThe total market value of all of West Coast Community Bancorp's shares at today's price (share price × number of shares), smaller than 53% of Financial Services companies in United States. PosiCap size class: Mini Cap.
Net worth (book value)
$398 MWhat West Coast Community Bancorp would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$37.86Net worth divided by the number of shares. The share price of $61.54 is 1.6 times this, which is the P/B above.
Return on equity (ROE)
14.0%West Coast Community Bancorp earned 14.0% on its shareholders' money over the last year, higher than 71% of Financial Services companies in United States.
Owes vs Owns
0.86×West Coast Community Bancorp owes $0.86 for every $1 it owns (high), higher than 57% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
1.90%West Coast Community Bancorp pays 1.90% of its share price as dividends a year, lower than 73% of dividend-paying Financial Services companies in United States.
Revenue growth
+40%Revenue rose 40% in the year to Dec 2025, and grew 23% a year on average over 3 years.
Profit growth
+70%Net profit rose 70% in the year to Dec 2025, and grew 18% a year on average over 3 years.
Profit margin
36.2%West Coast Community Bancorp keeps $36 of every $100 of revenue as net profit.
Questions
What is West Coast Community Bancorp's P/E ratio?
Investors pay $12.2 for every $1 of West Coast Community Bancorp's yearly profit, lower than 54% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For West Coast Community Bancorp: $648 M ÷ $398 M (30 Jun 2026) = 1.6.
What is West Coast Community Bancorp's return on equity?
West Coast Community Bancorp earned 14.0% on its shareholders' money over the last year, higher than 71% of Financial Services companies in United States.
How much does West Coast Community Bancorp owe compared with what it owns?
West Coast Community Bancorp owes $0.86 for every $1 it owns (high), higher than 57% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does West Coast Community Bancorp pay a dividend?
Yes. West Coast Community Bancorp pays 1.90% of its share price as dividends a year, lower than 73% of dividend-paying Financial Services companies in United States.
Is West Coast Community Bancorp's revenue growing?
Revenue rose 40% in the year to Dec 2025, and grew 23% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.