Washington Trust Bancorp, Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Washington Trust Bancorp, Inc.'s yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
What stands out
- Steadiness Ratio: Sales grew in 1 of the last 3 years; profit grew in 1 of 3. Less steady than 88% of Financial Services companies in United States.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
1/3 · 1/3Sales grew in 1 of the last 3 years; profit grew in 1 of 3.
Less steady than 88% of Financial Services companies in United States.
Growth Efficiency Ratio
—Sales barely changed
Sales changed by +2% in 3 years, too little to measure extra profit per extra sales.
Asset Productivity Ratio
+2% / -1%In 3 years sales changed by +2% while total assets changed by -1%. Both moved at about the same pace.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
99%Of every $100 the company owns, $99 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 68% of Financial Services companies in United States.
Tangible Net Worth Ratio
87%Of every $100 of net worth, $87 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 59% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Washington Trust Bancorp, Inc. owes $0.92 for every $1 it owns. Washington Trust Bancorp, Inc. returned to profit in the year to Dec 2025, after a loss the year before.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
11.8Investors pay $11.8 for every $1 of Washington Trust Bancorp, Inc.'s yearly profit, lower than 60% of Financial Services companies in United States.
P/B ratio
1.35The share price is 1.35 times Washington Trust Bancorp, Inc.'s book value per share, higher than 57% of Financial Services companies in United States.
Market cap
$748 MThe total market value of all of Washington Trust Bancorp, Inc.'s shares at today's price (share price × number of shares), larger than 50% of Financial Services companies in United States. PosiCap size class: Mini Cap.
Net worth (book value)
$554 MWhat Washington Trust Bancorp, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$29.02Net worth divided by the number of shares. The share price of $39.23 is 1.4 times this, which is the P/B above.
Return on equity (ROE)
12.0%Washington Trust Bancorp, Inc. earned 12.0% on its shareholders' money over the last year, higher than 60% of Financial Services companies in United States.
Owes vs Owns
0.92×Washington Trust Bancorp, Inc. owes $0.92 for every $1 it owns (high), higher than 89% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
5.82%Washington Trust Bancorp, Inc. pays 5.82% of its share price as dividends a year, higher than 79% of dividend-paying Financial Services companies in United States.
Revenue growth
+128%Revenue rose 128% in the year to Dec 2025, and grew 1% a year on average over 3 years.
Profit growth
Back to profitWashington Trust Bancorp, Inc. returned to profit in the year to Dec 2025, after a loss the year before.
Profit margin
23.5%Washington Trust Bancorp, Inc. keeps $24 of every $100 of revenue as net profit.
Questions
What is Washington Trust Bancorp, Inc.'s P/E ratio?
Investors pay $11.8 for every $1 of Washington Trust Bancorp, Inc.'s yearly profit, lower than 60% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Washington Trust Bancorp, Inc.: $748 M ÷ $554 M (30 Jun 2026) = 1.4.
What is Washington Trust Bancorp, Inc.'s return on equity?
Washington Trust Bancorp, Inc. earned 12.0% on its shareholders' money over the last year, higher than 60% of Financial Services companies in United States.
How much does Washington Trust Bancorp, Inc. owe compared with what it owns?
Washington Trust Bancorp, Inc. owes $0.92 for every $1 it owns (high), higher than 89% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does Washington Trust Bancorp, Inc. pay a dividend?
Yes. Washington Trust Bancorp, Inc. pays 5.82% of its share price as dividends a year, higher than 79% of dividend-paying Financial Services companies in United States.
Is Washington Trust Bancorp, Inc.'s revenue growing?
Revenue rose 128% in the year to Dec 2025, and grew 1% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.