Western Alliance Bancorporation
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Western Alliance Bancorporation's yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 2/3Sales grew in 3 of the last 3 years; profit grew in 2 of 3.
Steadier than 79% of Financial Services companies in United States.
Growth Efficiency Ratio
−$9Sales grew 40% in 3 years, but profit fell: $9 less profit per $100 of extra sales.
Lower than 82% of Financial Services companies in United States.
Asset Productivity Ratio
+40% / +37%In 3 years sales changed by +40% while total assets changed by +37%. Both moved at about the same pace.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
98%Of every $100 the company owns, $98 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
Less tangible than 52% of Financial Services companies in United States.
Tangible Net Worth Ratio
72%Of every $100 of net worth, $72 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
Less tangible than 69% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Western Alliance Bancorporation owes $0.92 for every $1 it owns. Net profit rose 23% in the year to Dec 2025, and shrank 3% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
8.5Investors pay $8.5 for every $1 of Western Alliance Bancorporation's yearly profit, lower than 85% of Financial Services companies in United States.
P/B ratio
1.07The share price is 1.07 times Western Alliance Bancorporation's book value per share, lower than 66% of Financial Services companies in United States.
Market cap
$8.4 BThe total market value of all of Western Alliance Bancorporation's shares at today's price (share price × number of shares), larger than 85% of Financial Services companies in United States. PosiCap size class: Meso Cap.
Net worth (book value)
$7.8 BWhat Western Alliance Bancorporation would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$71.88Net worth divided by the number of shares. The share price of $76.67 is 1.1 times this, which is the P/B above.
Return on equity (ROE)
13.0%Western Alliance Bancorporation earned 13.0% on its shareholders' money over the last year, higher than 67% of Financial Services companies in United States.
Owes vs Owns
0.92×Western Alliance Bancorporation owes $0.92 for every $1 it owns (high), higher than 90% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
2.28%Western Alliance Bancorporation pays 2.28% of its share price as dividends a year, lower than 62% of dividend-paying Financial Services companies in United States.
Revenue growth
+12%Revenue rose 12% in the year to Dec 2025, and grew 12% a year on average over 3 years.
Profit growth
+23%Net profit rose 23% in the year to Dec 2025, and shrank 3% a year on average over 3 years.
Profit margin
27.9%Western Alliance Bancorporation keeps $28 of every $100 of revenue as net profit.
Questions
What is Western Alliance Bancorporation's P/E ratio?
Investors pay $8.5 for every $1 of Western Alliance Bancorporation's yearly profit, lower than 85% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Western Alliance Bancorporation: $8.4 B ÷ $7.8 B (30 Jun 2026) = 1.1.
What is Western Alliance Bancorporation's return on equity?
Western Alliance Bancorporation earned 13.0% on its shareholders' money over the last year, higher than 67% of Financial Services companies in United States.
How much does Western Alliance Bancorporation owe compared with what it owns?
Western Alliance Bancorporation owes $0.92 for every $1 it owns (high), higher than 90% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does Western Alliance Bancorporation pay a dividend?
Yes. Western Alliance Bancorporation pays 2.28% of its share price as dividends a year, lower than 62% of dividend-paying Financial Services companies in United States.
Is Western Alliance Bancorporation's revenue growing?
Revenue rose 12% in the year to Dec 2025, and grew 12% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.