WaFd, Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from WaFd, Inc.'s yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
2/3 · 2/3Sales grew in 2 of the last 3 years; profit grew in 2 of 3.
Steadier than 53% of Financial Services companies in United States.
Growth Efficiency Ratio
−$16Sales grew 10% in 3 years, but profit fell: $16 less profit per $100 of extra sales.
Lower than 84% of Financial Services companies in United States.
Asset Productivity Ratio
+10% / +29%In 3 years sales changed by +10% while total assets changed by +29%. Assets grew faster than sales.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
98%Of every $100 the company owns, $98 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 56% of Financial Services companies in United States.
Tangible Net Worth Ratio
85%Of every $100 of net worth, $85 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 53% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
WaFd, Inc. owes $0.89 for every $1 it owns. Net profit rose 13% in the year to Sep 2025, and shrank 1% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Sep 2025.
P/E ratio
9.2Investors pay $9.2 for every $1 of WaFd, Inc.'s yearly profit, lower than 83% of Financial Services companies in United States.
P/B ratio
0.72The share price is 0.72 times WaFd, Inc.'s book value per share, lower than 90% of Financial Services companies in United States.
Market cap
$2.2 BThe total market value of all of WaFd, Inc.'s shares at today's price (share price × number of shares), larger than 69% of Financial Services companies in United States. PosiCap size class: Meso Cap.
Net worth (book value)
$3.0 BWhat WaFd, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$40.84Net worth divided by the number of shares. The share price of $29.44 is 0.7 times this, which is the P/B above.
Return on equity (ROE)
8.5%WaFd, Inc. earned 8.5% on its shareholders' money over the last year, lower than 63% of Financial Services companies in United States.
Owes vs Owns
0.89×WaFd, Inc. owes $0.89 for every $1 it owns (high), higher than 74% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
3.81%WaFd, Inc. pays 3.81% of its share price as dividends a year, higher than 66% of dividend-paying Financial Services companies in United States.
Revenue growth
+0%Revenue rose 0% in the year to Sep 2025, and grew 3% a year on average over 3 years.
Profit growth
+13%Net profit rose 13% in the year to Sep 2025, and shrank 1% a year on average over 3 years.
Profit margin
31.2%WaFd, Inc. keeps $31 of every $100 of revenue as net profit.
Questions
What is WaFd, Inc.'s P/E ratio?
Investors pay $9.2 for every $1 of WaFd, Inc.'s yearly profit, lower than 83% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For WaFd, Inc.: $2.2 B ÷ $3.0 B (30 Jun 2026) = 0.7.
What is WaFd, Inc.'s return on equity?
WaFd, Inc. earned 8.5% on its shareholders' money over the last year, lower than 63% of Financial Services companies in United States.
How much does WaFd, Inc. owe compared with what it owns?
WaFd, Inc. owes $0.89 for every $1 it owns (high), higher than 74% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does WaFd, Inc. pay a dividend?
Yes. WaFd, Inc. pays 3.81% of its share price as dividends a year, higher than 66% of dividend-paying Financial Services companies in United States.
Is WaFd, Inc.'s revenue growing?
Revenue rose 0% in the year to Sep 2025, and grew 3% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.