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Westamerica Bancorporation
Westamerica Bancorporation Score & Ratio Trend
| Date | Score | P/E | P/B | D/E | Price |
|---|---|---|---|---|---|
| Oct 2026 | 20,721 | 12.9 | 1.59 | 0.03 | 5,665.88 |
| Oct 2026 | 20,656 | 13.0 | 1.60 | 0.02 | 5,651.56 |
| Oct 2026 | 20,705 | 13.0 | 1.59 | 0.02 | 5,583.55 |
| Oct 2026 | 20,699 | 13.0 | 1.59 | 0.02 | 5,573.42 |
| Oct 2026 | 20,495 | 13.5 | 1.65 | 0.02 | 5,783.13 |
| Oct 2026 | 20,460 | 13.6 | 1.66 | 0.02 | 5,804.13 |
| Oct 2026 | 20,569 | 13.3 | 1.63 | 0.02 | 5,698.46 |
| Oct 2026 | 20,486 | 13.5 | 1.65 | 0.02 | 5,783.80 |
| Oct 2026 | 20,503 | 13.1 | 1.65 | 0.02 | 5,752.49 |
| Oct 2026 | 20,402 | 13.3 | 1.68 | 0.02 | 5,844.68 |
Westamerica Bancorporation Quarterly Results
| Line Item | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 |
|---|---|---|---|---|
| Revenue | 62,770,000.0 | 62,082,000.0 | 63,309,000.0 | 63,740,000.0 |
| Net Profit | 27,385,000.0 | 27,355,000.0 | 27,807,000.0 | 28,263,000.0 |
| EPS | 1.2 | 1.1 | 1.1 | 1.1 |
Westamerica Bancorporation Revenue & Profit: Last 5 Years
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
| Revenue | 258,058,000.0 | 293,750,000.0 | 323,645,000.0 | 264,952,000.0 | — |
| Net Profit | 116,173,000.0 | 138,636,000.0 | 161,768,000.0 | 122,034,000.0 | — |
| EPS | 4.5 | 5.2 | 6.1 | 4.5 | — |
Westamerica Bancorporation Balance Sheet
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
| Total Assets | 5,960,180,000.0 | 6,076,274,000.0 | 6,364,592,000.0 | 6,950,317,000.0 | — |
| Total Liabilities | 5,026,671,000.0 | 5,186,317,000.0 | 5,591,698,000.0 | 6,348,207,000.0 | — |
| Total Equity | 933,509,000.0 | 889,957,000.0 | 772,894,000.0 | 602,110,000.0 | — |
Owes vs Owns
Westamerica Bancorporation owed $0.85 for every $1 it owned in Jun 2026, down from $0.91 in Dec 2022.
| Period | Jun 2026 | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 |
|---|---|---|---|---|---|
| Owes vs Owns | 0.85× | 0.84× | 0.85× | 0.88× | 0.91× |
Everything the company owes ÷ everything it owns. Below 1× it owns more than it owes; above 1× it owes more than it owns.
Westamerica Bancorporation Assets & Liabilities Breakdown (USD millions)
What it owns — Dec 2025
Cash & short-term investments 31.9%Receivables 0.6%Fixed assets (tangible) 0.7%Intangible assets 1.8%Long-term investments 65.0%
How it's funded — Dec 2025
Other liabilities 84.0%Shareholders' equity 15.7%
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 |
|---|---|---|---|---|
| Assets | ||||
| Cash & short-term investments | 2,116.2 | 3,997.3 | 4,190.1 | 4,626.0 |
| Receivables | 37.1 | 44.6 | 54.6 | 53.6 |
| Inventory | 0.0 | 0.0 | 0.0 | 0.0 |
| Fixed assets (tangible) | 47.9 | 44.1 | 45.8 | 44.6 |
| Intangible assets | 121.7 | 121.8 | 122.0 | 122.3 |
| Long-term investments | 4,318.8 | 4,269.2 | 4,907.0 | 5,282.2 |
| Other assets | 0.0 | 0.0 | 0.0 | 0.0 |
| Liabilities & equity | ||||
| Short-term debt | 0.0 | 0.0 | 0.0 | 0.0 |
| Long-term debt | 22.2 | 18.0 | 18.8 | 15.7 |
| Payables | 0.0 | 0.0 | 0.0 | 0.0 |
| Other liabilities | 5,004.5 | 5,168.3 | 5,572.9 | 6,332.5 |
| Shareholders' equity | 933.5 | 890.0 | 772.9 | 602.1 |
| Net tangible assets | 811.8 | 768.2 | 650.9 | 479.9 |
Westamerica Bancorporation Cash Flow
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
| Operating Activities | 121,897,000.0 | 141,572,000.0 | 158,208,000.0 | 113,702,000.0 | — |
| Investing Activities | 149,610,000.0 | 715,678,000.0 | 547,274,000.0 | -631,286,000.0 | — |
| Financing Activities | -305,200,000.0 | -446,070,000.0 | -809,404,000.0 | -320,265,000.0 | — |