Vera Bradley, Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Vera Bradley, Inc.'s yearly results (2023–2026), compared with Consumer Cyclical companies in United States. Tap ? on any ratio for what it means.
What stands out
- Debt Due Cover Ratio: Operating cash was negative last year, while some debt falls due within a year. Lower than 86% of Consumer Cyclical companies in United States.
Where $100 of sales goes
Latest year (Jan 2026). Taxes and other income are not shown, so the parts need not add up to 100.
Cash quality
Profit Cash Ratio
—Loss-making or profit too small
Over the last 3 years profit was a loss or under 2% of sales, so cash per 100 of profit is not meaningful.
Self-Funding Ratio
1.4×Over the last 3 years its own operating cash covered its investment spending (capex) 1.4 times.
Lower than 67% of Consumer Cyclical companies in United States.
Cash Locked Ratio
$29For every $100 of sales, $29 is tied up in day-to-day operations (money owed by customers + stock − money owed to suppliers), against $29 tied up three years earlier.
More money tied up than 80% of Consumer Cyclical companies in United States.
Growth quality
Steadiness Ratio
0/3 · 2/3Sales grew in 0 of the last 3 years; profit grew in 2 of 3.
Less steady than 74% of Consumer Cyclical companies in United States.
Growth Efficiency Ratio
—Sales fell 46%
Sales fell 46% in 3 years, so extra profit per extra sales cannot be measured.
Asset Productivity Ratio
-46% / -42%In 3 years sales changed by -46% while total assets changed by -42%. Both moved at about the same pace.
Balance-sheet strength
Debt Due Cover Ratio
-0.5×Operating cash was negative last year, while some debt falls due within a year.
Lower than 86% of Consumer Cyclical companies in United States.
Cash Cushion Ratio
−30%Debt, after subtracting cash, equals 30% of its market value (net debt).
Higher than 54% of Consumer Cyclical companies in United States.
Tangible Assets Ratio
—Data incomplete
Tangible Net Worth Ratio
—Data incomplete
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (13)
Vera Bradley, Inc. made a loss over the last year. Vera Bradley, Inc. owes $0.45 for every $1 it owns. Vera Bradley, Inc. made a loss in each of the last two years.
Compared with Consumer Cyclical companies in United States · latest annual results Jan 2026.
P/E ratio
LossVera Bradley, Inc. made a loss over the last year, so its P/E ratio is not meaningful.
P/B ratio
1.33The share price is 1.33 times Vera Bradley, Inc.'s book value per share, lower than 63% of Consumer Cyclical companies in United States.
Market cap
$176 MThe total market value of all of Vera Bradley, Inc.'s shares at today's price (share price × number of shares), smaller than 79% of Consumer Cyclical companies in United States. PosiCap size class: Mini Cap.
Net worth (book value)
$132 MWhat Vera Bradley, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (31 Jul 2026).
Book value per share
$4.61Net worth divided by the number of shares. The share price of $6.12 is 1.3 times this, which is the P/B above.
Return on equity (ROE)
-7.4%Vera Bradley, Inc. lost 7.4% of its shareholders' money over the last year, lower than 74% of Consumer Cyclical companies in United States.
Owes vs Owns
0.45×Vera Bradley, Inc. owes $0.45 for every $1 it owns (low), lower than 79% of Consumer Cyclical companies in United States.
Dividend yield
NoneVera Bradley, Inc. does not currently pay a dividend.
Revenue growth
-15%Revenue fell 15% in the year to Jan 2026, and shrank 19% a year on average over 3 years.
Profit growth
LossVera Bradley, Inc. made a loss in each of the last two years.
Profit margin
-17.7%Vera Bradley, Inc. lost $18 for every $100 of revenue.
Interest cover
Not coveredVera Bradley, Inc.'s operating profit did not cover its interest costs in the year to Jan 2026.
Cash vs debt
Net debtVera Bradley, Inc. had $52 M more debt than cash (net debt) at Jan 2026.
Questions
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Vera Bradley, Inc.: $176 M ÷ $132 M (31 Jul 2026) = 1.3.
What is Vera Bradley, Inc.'s return on equity?
Vera Bradley, Inc. lost 7.4% of its shareholders' money over the last year, lower than 74% of Consumer Cyclical companies in United States.
How much does Vera Bradley, Inc. owe compared with what it owns?
Vera Bradley, Inc. owes $0.45 for every $1 it owns (low), lower than 79% of Consumer Cyclical companies in United States.
Does Vera Bradley, Inc. pay a dividend?
No. Vera Bradley, Inc. does not currently pay a dividend.
Is Vera Bradley, Inc.'s revenue growing?
Revenue fell 15% in the year to Jan 2026, and shrank 19% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.