Valley National Bancorp
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Valley National Bancorp's yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
2/3 · 1/3Sales grew in 2 of the last 3 years; profit grew in 1 of 3.
Less steady than 71% of Financial Services companies in United States.
Growth Efficiency Ratio
$18Sales grew 9% in 3 years; of every extra $100 of sales, $18 became extra profit.
Lower than 57% of Financial Services companies in United States.
Asset Productivity Ratio
+9% / +12%In 3 years sales changed by +9% while total assets changed by +12%. Both moved at about the same pace.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
97%Of every $100 the company owns, $97 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
Less tangible than 61% of Financial Services companies in United States.
Tangible Net Worth Ratio
75%Of every $100 of net worth, $75 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
Less tangible than 64% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Valley National Bancorp owes $0.88 for every $1 it owns. Net profit rose 57% in the year to Dec 2025, and grew 2% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
11.7Investors pay $11.7 for every $1 of Valley National Bancorp's yearly profit, lower than 62% of Financial Services companies in United States.
P/B ratio
0.96The share price is 0.96 times Valley National Bancorp's book value per share, lower than 73% of Financial Services companies in United States.
Market cap
$7.6 BThe total market value of all of Valley National Bancorp's shares at today's price (share price × number of shares), larger than 84% of Financial Services companies in United States. PosiCap size class: Meso Cap.
Net worth (book value)
$7.9 BWhat Valley National Bancorp would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$14.33Net worth divided by the number of shares. The share price of $13.81 is 1.0 times this, which is the P/B above.
Return on equity (ROE)
8.9%Valley National Bancorp earned 8.9% on its shareholders' money over the last year, lower than 61% of Financial Services companies in United States.
Owes vs Owns
0.88×Valley National Bancorp owes $0.88 for every $1 it owns (high), higher than 65% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
3.38%Valley National Bancorp pays 3.38% of its share price as dividends a year, higher than 60% of dividend-paying Financial Services companies in United States.
Revenue growth
+10%Revenue rose 10% in the year to Dec 2025, and grew 3% a year on average over 3 years.
Profit growth
+57%Net profit rose 57% in the year to Dec 2025, and grew 2% a year on average over 3 years.
Profit margin
29.5%Valley National Bancorp keeps $30 of every $100 of revenue as net profit.
Questions
What is Valley National Bancorp's P/E ratio?
Investors pay $11.7 for every $1 of Valley National Bancorp's yearly profit, lower than 62% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Valley National Bancorp: $7.6 B ÷ $7.9 B (30 Jun 2026) = 1.0.
What is Valley National Bancorp's return on equity?
Valley National Bancorp earned 8.9% on its shareholders' money over the last year, lower than 61% of Financial Services companies in United States.
How much does Valley National Bancorp owe compared with what it owns?
Valley National Bancorp owes $0.88 for every $1 it owns (high), higher than 65% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does Valley National Bancorp pay a dividend?
Yes. Valley National Bancorp pays 3.38% of its share price as dividends a year, higher than 60% of dividend-paying Financial Services companies in United States.
Is Valley National Bancorp's revenue growing?
Revenue rose 10% in the year to Dec 2025, and grew 3% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.