Viji Finance Limited
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Viji Finance Limited's yearly results (2023–2026), compared with Financial Services companies in India. Tap ? on any ratio for what it means.
What stands out
- Tangible Net Worth Ratio: Of every ₹100 of net worth, ₹100 is tangible; the rest is goodwill and other intangibles, often from buying other companies. More tangible than 98% of Financial Services companies in India.
- Tangible Assets Ratio: Of every ₹100 the company owns, ₹100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles. More tangible than 97% of Financial Services companies in India.
- Shareholder Slice Ratio: Share count rose 27% in 3 years, so each share's slice of the company became smaller. Bigger rise in share count than 89% of Financial Services companies in India.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
2/3 · 2/3Sales grew in 2 of the last 3 years; profit grew in 2 of 3.
Less steady than 66% of Financial Services companies in India.
Growth Efficiency Ratio
₹51Sales grew 144% in 3 years; of every extra ₹100 of sales, ₹51 became extra profit.
Higher than 75% of Financial Services companies in India.
Asset Productivity Ratio
+144% / +49%In 3 years sales changed by +144% while total assets changed by +49%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
100%Of every ₹100 the company owns, ₹100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 97% of Financial Services companies in India.
Tangible Net Worth Ratio
100%Of every ₹100 of net worth, ₹100 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 98% of Financial Services companies in India.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Viji Finance Limited owes ₹0.31 for every ₹1 it owns. Net profit rose 1070% in the year to Mar 2026, and grew 66% a year on average over 3 years.
Compared with Financial Services companies in India · latest annual results Mar 2026.
P/E ratio
58.3Investors pay ₹58.3 for every ₹1 of Viji Finance Limited's yearly profit, higher than 92% of Financial Services companies in India.
P/B ratio
16.15The share price is 16.15 times Viji Finance Limited's book value per share, higher than 98% of Financial Services companies in India.
Market cap
₹377 CrThe total market value of all of Viji Finance Limited's shares at today's price (share price × number of shares), smaller than 78% of Financial Services companies in India. PosiCap size class: Micro Cap.
Net worth (book value)
₹23 CrWhat Viji Finance Limited would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (31 Mar 2026).
Book value per share
₹1.01Net worth divided by the number of shares. The share price of ₹16.33 is 16.1 times this, which is the P/B above.
Return on equity (ROE)
17.1%Viji Finance Limited earned 17.1% on its shareholders' money over the last year, higher than 83% of Financial Services companies in India.
Owes vs Owns
0.31×Viji Finance Limited owes ₹0.31 for every ₹1 it owns (low), lower than 70% of Financial Services companies in India. Banks and lenders usually show higher figures.
Dividend yield
NoneViji Finance Limited does not currently pay a dividend.
Revenue growth
+119%Revenue rose 119% in the year to Mar 2026, and grew 35% a year on average over 3 years.
Profit growth
+1070%Net profit rose 1070% in the year to Mar 2026, and grew 66% a year on average over 3 years.
Profit margin
38.9%Viji Finance Limited keeps ₹39 of every ₹100 of revenue as net profit.
Questions
What is Viji Finance Limited's P/E ratio?
Investors pay ₹58.3 for every ₹1 of Viji Finance Limited's yearly profit, higher than 92% of Financial Services companies in India.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Viji Finance Limited: ₹377 Cr ÷ ₹23 Cr (31 Mar 2026) = 16.1.
What is Viji Finance Limited's return on equity?
Viji Finance Limited earned 17.1% on its shareholders' money over the last year, higher than 83% of Financial Services companies in India.
How much does Viji Finance Limited owe compared with what it owns?
Viji Finance Limited owes ₹0.31 for every ₹1 it owns (low), lower than 70% of Financial Services companies in India. Banks and lenders usually show higher figures.
Does Viji Finance Limited pay a dividend?
No. Viji Finance Limited does not currently pay a dividend.
Is Viji Finance Limited's revenue growing?
Revenue rose 119% in the year to Mar 2026, and grew 35% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.