U. Y. Fincorp Limited
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from U. Y. Fincorp Limited's yearly results (2023–2026), compared with Financial Services companies in India. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
2/3 · 2/3Sales grew in 2 of the last 3 years; profit grew in 2 of 3.
Less steady than 66% of Financial Services companies in India.
Growth Efficiency Ratio
₹48Sales grew 157% in 3 years; of every extra ₹100 of sales, ₹48 became extra profit.
Higher than 72% of Financial Services companies in India.
Asset Productivity Ratio
+157% / +44%In 3 years sales changed by +157% while total assets changed by +44%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
—Data incomplete
Tangible Net Worth Ratio
—Data incomplete
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
U. Y. Fincorp Limited owes ₹0.08 for every ₹1 it owns. Net profit rose 312% in the year to Mar 2026, and grew 84% a year on average over 3 years.
Compared with Financial Services companies in India · latest annual results Mar 2026.
P/E ratio
7.2Investors pay ₹7.2 for every ₹1 of U. Y. Fincorp Limited's yearly profit, lower than 83% of Financial Services companies in India.
P/B ratio
1.15The share price is 1.15 times U. Y. Fincorp Limited's book value per share, lower than 59% of Financial Services companies in India.
Market cap
₹448 CrThe total market value of all of U. Y. Fincorp Limited's shares at today's price (share price × number of shares), smaller than 76% of Financial Services companies in India. PosiCap size class: Micro Cap.
Net worth (book value)
₹389 CrWhat U. Y. Fincorp Limited would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (31 Mar 2026).
Book value per share
₹20.45Net worth divided by the number of shares. The share price of ₹23.57 is 1.2 times this, which is the P/B above.
Return on equity (ROE)
15.9%U. Y. Fincorp Limited earned 15.9% on its shareholders' money over the last year, higher than 78% of Financial Services companies in India.
Owes vs Owns
0.08×U. Y. Fincorp Limited owes ₹0.08 for every ₹1 it owns (low), lower than 91% of Financial Services companies in India. Banks and lenders usually show higher figures.
Dividend yield
NoneU. Y. Fincorp Limited does not currently pay a dividend.
Revenue growth
+25%Revenue rose 25% in the year to Mar 2026, and grew 37% a year on average over 3 years.
Profit growth
+312%Net profit rose 312% in the year to Mar 2026, and grew 84% a year on average over 3 years.
Profit margin
34.7%U. Y. Fincorp Limited keeps ₹35 of every ₹100 of revenue as net profit.
Questions
What is U. Y. Fincorp Limited's P/E ratio?
Investors pay ₹7.2 for every ₹1 of U. Y. Fincorp Limited's yearly profit, lower than 83% of Financial Services companies in India.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For U. Y. Fincorp Limited: ₹448 Cr ÷ ₹389 Cr (31 Mar 2026) = 1.2.
What is U. Y. Fincorp Limited's return on equity?
U. Y. Fincorp Limited earned 15.9% on its shareholders' money over the last year, higher than 78% of Financial Services companies in India.
How much does U. Y. Fincorp Limited owe compared with what it owns?
U. Y. Fincorp Limited owes ₹0.08 for every ₹1 it owns (low), lower than 91% of Financial Services companies in India. Banks and lenders usually show higher figures.
Does U. Y. Fincorp Limited pay a dividend?
No. U. Y. Fincorp Limited does not currently pay a dividend.
Is U. Y. Fincorp Limited's revenue growing?
Revenue rose 25% in the year to Mar 2026, and grew 37% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.