UWM Holdings Corporation
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from UWM Holdings Corporation's yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
What stands out
- Tangible Net Worth Ratio: Goodwill and other intangibles are larger than its whole net worth, so its tangible net worth is negative. Less tangible than almost all Financial Services companies in United States.
- Shareholder Slice Ratio: Share count rose 190% in 3 years, so each share's slice of the company became smaller. Dividends paid equalled 545% of profit over the same period. Bigger rise in share count than 94% of Financial Services companies in United States.
- Tangible Assets Ratio: Of every $100 the company owns, $76 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles. Less tangible than 87% of Financial Services companies in United States.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
2/3 · 2/3Sales grew in 2 of the last 3 years; profit grew in 2 of 3.
Steadier than 53% of Financial Services companies in United States.
Growth Efficiency Ratio
—Sales fell 16%
Sales fell 16% in 3 years, so extra profit per extra sales cannot be measured.
Asset Productivity Ratio
-16% / +24%In 3 years sales changed by -16% while total assets changed by +24%. Assets grew faster than sales.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
76%Of every $100 the company owns, $76 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
Less tangible than 87% of Financial Services companies in United States.
Tangible Net Worth Ratio
NegativeGoodwill and other intangibles are larger than its whole net worth, so its tangible net worth is negative.
Less tangible than almost all Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
UWM Holdings Corporation made a loss over the last year. UWM Holdings Corporation owes $0.95 for every $1 it owns. Net profit rose 90% in the year to Dec 2025, and shrank 13% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
LossUWM Holdings Corporation made a loss over the last year, so its P/E ratio is not meaningful.
P/B ratio
13.81The share price is 13.81 times UWM Holdings Corporation's book value per share, higher than 97% of Financial Services companies in United States.
Market cap
$1.8 BThe total market value of all of UWM Holdings Corporation's shares at today's price (share price × number of shares), larger than 66% of Financial Services companies in United States. PosiCap size class: Meso Cap.
Net worth (book value)
$134 MWhat UWM Holdings Corporation would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$0.08Net worth divided by the number of shares. The share price of $1.15 is 13.8 times this, which is the P/B above.
Return on equity (ROE)
-7.7%UWM Holdings Corporation lost 7.7% of its shareholders' money over the last year, lower than 89% of Financial Services companies in United States.
Owes vs Owns
0.95×UWM Holdings Corporation owes $0.95 for every $1 it owns (high), higher than 94% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
NoneUWM Holdings Corporation does not currently pay a dividend.
Revenue growth
+10%Revenue rose 10% in the year to Dec 2025, and shrank 6% a year on average over 3 years.
Profit growth
+90%Net profit rose 90% in the year to Dec 2025, and shrank 13% a year on average over 3 years.
Profit margin
1.8%UWM Holdings Corporation keeps $2 of every $100 of revenue as net profit.
Questions
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For UWM Holdings Corporation: $1.8 B ÷ $134 M (30 Jun 2026) = 13.8.
What is UWM Holdings Corporation's return on equity?
UWM Holdings Corporation lost 7.7% of its shareholders' money over the last year, lower than 89% of Financial Services companies in United States.
How much does UWM Holdings Corporation owe compared with what it owns?
UWM Holdings Corporation owes $0.95 for every $1 it owns (high), higher than 94% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does UWM Holdings Corporation pay a dividend?
No. UWM Holdings Corporation does not currently pay a dividend.
Is UWM Holdings Corporation's revenue growing?
Revenue rose 10% in the year to Dec 2025, and shrank 6% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.