Univest Financial Corporation
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Univest Financial Corporation's yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 2/3Sales grew in 3 of the last 3 years; profit grew in 2 of 3.
Steadier than 79% of Financial Services companies in United States.
Growth Efficiency Ratio
$40Sales grew 11% in 3 years; of every extra $100 of sales, $40 became extra profit.
Higher than 66% of Financial Services companies in United States.
Asset Productivity Ratio
+11% / +17%In 3 years sales changed by +11% while total assets changed by +17%. Assets grew faster than sales.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
98%Of every $100 the company owns, $98 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 50% of Financial Services companies in United States.
Tangible Net Worth Ratio
81%Of every $100 of net worth, $81 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
Less tangible than 56% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Univest Financial Corporation owes $0.88 for every $1 it owns. Net profit rose 20% in the year to Dec 2025, and grew 5% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
12.2Investors pay $12.2 for every $1 of Univest Financial Corporation's yearly profit, lower than 54% of Financial Services companies in United States.
P/B ratio
1.22The share price is 1.22 times Univest Financial Corporation's book value per share, lower than 55% of Financial Services companies in United States.
Market cap
$1.2 BThe total market value of all of Univest Financial Corporation's shares at today's price (share price × number of shares), larger than 58% of Financial Services companies in United States. PosiCap size class: Meso Cap.
Net worth (book value)
$954 MWhat Univest Financial Corporation would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$34.60Net worth divided by the number of shares. The share price of $42.28 is 1.2 times this, which is the P/B above.
Return on equity (ROE)
10.5%Univest Financial Corporation earned 10.5% on its shareholders' money over the last year, lower than 51% of Financial Services companies in United States.
Owes vs Owns
0.88×Univest Financial Corporation owes $0.88 for every $1 it owns (high), higher than 67% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
2.20%Univest Financial Corporation pays 2.20% of its share price as dividends a year, lower than 65% of dividend-paying Financial Services companies in United States.
Revenue growth
+10%Revenue rose 10% in the year to Dec 2025, and grew 3% a year on average over 3 years.
Profit growth
+20%Net profit rose 20% in the year to Dec 2025, and grew 5% a year on average over 3 years.
Profit margin
27.7%Univest Financial Corporation keeps $28 of every $100 of revenue as net profit.
Questions
What is Univest Financial Corporation's P/E ratio?
Investors pay $12.2 for every $1 of Univest Financial Corporation's yearly profit, lower than 54% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Univest Financial Corporation: $1.2 B ÷ $954 M (30 Jun 2026) = 1.2.
What is Univest Financial Corporation's return on equity?
Univest Financial Corporation earned 10.5% on its shareholders' money over the last year, lower than 51% of Financial Services companies in United States.
How much does Univest Financial Corporation owe compared with what it owns?
Univest Financial Corporation owes $0.88 for every $1 it owns (high), higher than 67% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does Univest Financial Corporation pay a dividend?
Yes. Univest Financial Corporation pays 2.20% of its share price as dividends a year, lower than 65% of dividend-paying Financial Services companies in United States.
Is Univest Financial Corporation's revenue growing?
Revenue rose 10% in the year to Dec 2025, and grew 3% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.