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Utkarsh Small Finance Bank Limited
Utkarsh Small Finance Bank Limited Score & Ratio Trend
| Date | Score | P/E | P/B | D/E | Price |
|---|---|---|---|---|---|
| Oct 2026 | 21,383 | -2.2 | 0.90 | 0.91 | 13.98 |
| Oct 2026 | 20,820 | -2.1 | 0.87 | 0.91 | 13.58 |
Utkarsh Small Finance Bank Limited Quarterly Results
| Line Item | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 |
|---|---|---|---|---|
| Revenue | 5,408,845,000.0 | 4,914,217,000.0 | 4,289,066,000.0 | 4,478,222,000.0 |
| Net Profit | -339,197,000.0 | -1,880,156,000.0 | -3,750,176,000.0 | -3,484,647,000.0 |
| EPS | -0.2 | -1.1 | -2.5 | -2.7 |
Utkarsh Small Finance Bank Limited Revenue & Profit: Last 5 Years
| Line Item | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|---|
| Revenue | 19,078,979,000.0 | 26,224,583,000.0 | 22,862,037,000.0 | 18,282,930,000.0 | — |
| Net Profit | -11,509,784,000.0 | 237,005,000.0 | 4,976,282,000.0 | 4,045,019,000.0 | — |
| EPS | -8.4 | 0.2 | 4.8 | 3.1 | — |
Utkarsh Small Finance Bank Limited Balance Sheet
| Line Item | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|---|
| Total Assets | 288,690,741,000.0 | 281,274,370,000.0 | 239,026,770,000.0 | 191,172,922,000.0 | — |
| Total Liabilities | 260,934,722,000.0 | 251,529,328,000.0 | 209,294,887,000.0 | 171,169,716,000.0 | — |
| Total Equity | 27,756,019,000.0 | 29,745,042,000.0 | 29,731,883,000.0 | 20,003,206,000.0 | — |
Owes vs Owns
Utkarsh Small Finance Bank Limited owed ₹0.90 for every ₹1 it owned in Mar 2026, up from ₹0.90 in Mar 2023.
| Period | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 |
|---|---|---|---|---|
| Owes vs Owns | 0.90× | 0.89× | 0.88× | 0.90× |
Everything the company owes ÷ everything it owns. Below 1× it owns more than it owes; above 1× it owes more than it owns.
Utkarsh Small Finance Bank Limited Assets & Liabilities Breakdown (₹ Cr)
What it owns — Mar 2026
Cash & short-term investments 8.0%Receivables 2.0%Fixed assets (tangible) 1.6%Long-term investments 22.1%Other assets 66.2%
How it's funded — Mar 2026
Long-term debt 8.8%Payables 3.6%Other liabilities 78.0%Shareholders' equity 9.6%
| Line Item | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 |
|---|---|---|---|---|
| Assets | ||||
| Cash & short-term investments | 2,321.2 | 3,436.6 | 3,027.5 | 2,516.4 |
| Receivables | 578.9 | 198.9 | 164.9 | 124.9 |
| Inventory | 0.0 | 0.0 | 0.0 | 0.0 |
| Fixed assets (tangible) | 457.8 | 386.9 | 311.6 | 303.3 |
| Intangible assets | 0.0 | 0.0 | 0.0 | 0.0 |
| Long-term investments | 6,386.5 | 4,807.7 | 3,679.5 | 2,859.4 |
| Other assets | 19,124.6 | 19,297.4 | 16,719.3 | 13,313.3 |
| Liabilities & equity | ||||
| Short-term debt | 0.0 | 0.0 | 0.0 | 0.0 |
| Long-term debt | 2,529.4 | 2,354.8 | 1,845.1 | 2,199.5 |
| Payables | 1,032.5 | 736.2 | 599.6 | 407.9 |
| Other liabilities | 22,531.5 | 22,062.0 | 18,484.8 | 14,509.6 |
| Shareholders' equity | 2,775.6 | 2,974.5 | 2,973.2 | 2,000.3 |
| Net tangible assets | 2,775.6 | 2,974.5 | 2,973.2 | 2,000.3 |
Utkarsh Small Finance Bank Limited Cash Flow
| Line Item | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|---|
| Operating Activities | 7,806,915,000.0 | 8,755,782,000.0 | 9,912,340,000.0 | 15,731,333,000.0 | — |
| Investing Activities | -33,085,764,000.0 | -7,768,808,000.0 | -6,197,993,000.0 | -6,931,530,000.0 | — |
| Financing Activities | 14,124,927,000.0 | 3,104,538,000.0 | 1,396,722,000.0 | -2,352,664,000.0 | — |