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PosiPenta

Upstart Holdings, Inc.

PosiPenta score
27.99 / 100
▲2.75 since last week
Week of 17 Oct 2026 · next update Sat 24 Oct

Upstart Holdings, Inc. scores highest on Earnings (62) and lowest on Nitro (8). Its PosiPenta is 27.99 out of 100, weaker than most similar companies.

On the Penta Grid this week, Upstart Holdings, Inc. is Grid #739 of 778 in the Financial Services sector in United States, and Grid #3,719 of 4,000 in United States.

Compared with similar companies in the Financial Services sector in United States.

PENTA

The five pillars

PPriceValuation
9
Is the share cheap or expensive compared with similar companies?
Much weaker than most similar companies
EEarningsGrowth
62
Are profits rising?
Better than most similar companies
NNitroMomentum
8
How strong is the price trend?
Much weaker than most similar companies
TTorqueDurability
21
How financially strong and resilient is the company?
Weaker than most similar companies
AAnchorStability and dividends
40
How steady is it, and does it pay dividends?
Weaker than most similar companies

Similar companies

CompanyPosiPentaPENTA
Upstart Holdings, Inc.27.9996282140
Northwest Bancshares, Inc.53.914848734259
Merchants Bancorp56.267759563555
Hyperliquid Strategies Inc.53.806932319244
Enterprise Financial Services Corp54.206157475650
Stock Yards Bancorp, Inc.49.012854476056

Similar-sized companies in the same sector, this week. P Price · E Earnings · N Nitro · T Torque · A Anchor.

Details

PPrice

P/E ratio47.12
P/B ratio2.87

EEarnings

Trailing EPS₹47.36
Forward EPS₹338.53

NNitro

Price2231.48
52-week high5230.16
52-week low2103.62
Fall from 52-week high57.3%

TTorque

Return on equity (ROE)7.94%
Debt-to-equity2.58

AAnchor

Beta (price swings)2.43
Market cap₹21,715 Cr
Insider holding12.94%
Dividend yield0.00%

Figures as used for the week of 17 Oct 2026; today's figures on the company page may differ slightly.

Questions

What is Upstart Holdings, Inc.'s PosiPenta score?

Upstart Holdings, Inc.'s PosiPenta is 27.99 out of 100 for the week of 17 Oct 2026, based on 5 of 5 pillars.

Where does Upstart Holdings, Inc. stand on the Penta Grid?

On the Penta Grid this week, Upstart Holdings, Inc. is Grid #739 of 778 in the Financial Services sector in United States, and Grid #3,719 of 4,000 in United States.

Which PosiPenta pillar is strongest for Upstart Holdings, Inc.?

Earnings (growth), with a score of 62 out of 100: better than most similar companies.

Which PosiPenta pillar is weakest for Upstart Holdings, Inc.?

Nitro (momentum), with a score of 8 out of 100: much weaker than most similar companies.

Has Upstart Holdings, Inc.'s PosiPenta changed since last week?

Yes, it rose 2.75 points, from 25.24 to 27.99.

Five pillars, each scored 0–100 against similar companies, combined into one score and updated every Saturday. How PosiPenta works → See where every company stands this week, worldwide or by country and sector, ordered by PosiPenta or by any single pillar. Penta Grid →

PositoAI is for research and education only and is not investment advice.

Disclaimer — PositoAI is a research and screening tool for educational and informational purposes. It is not investment advice or a recommendation to buy or sell any security or mutual fund. Scores and rankings are calculated by PositoAI's own method using publicly available data, which may be incomplete, delayed or inaccurate, and past performance does not indicate future results. AI summaries of company news may contain errors. PositoAI is not registered with the SEC, SEBI or any other regulatory authority. Please do your own research or consult a licensed financial advisor before investing.