Upbound Group, Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Upbound Group, Inc.'s yearly results (2022–2025), compared with Technology companies in United States. Tap ? on any ratio for what it means.
What stands out
- Cash Locked Ratio: Money owed to suppliers is larger than money owed by customers plus stock: $0 per $100 of sales comes from others' credit, against $2 from others' credit three years earlier. Less money tied up than 95% of Technology companies in United States.
- Cash Cushion Ratio: Debt, after subtracting cash, is 1.7 times its market value (net debt). Lower than 95% of Technology companies in United States.
Where $100 of sales goes
Latest year (Dec 2025). Taxes and other income are not shown, so the parts need not add up to 100.
Cash quality
Profit Cash Ratio
—Loss-making or profit too small
Over the last 3 years profit was a loss or under 2% of sales, so cash per 100 of profit is not meaningful.
Self-Funding Ratio
3.5×Over the last 3 years its own operating cash covered its investment spending (capex) 3.5 times.
Higher than 55% of Technology companies in United States.
Cash Locked Ratio
−$0Money owed to suppliers is larger than money owed by customers plus stock: $0 per $100 of sales comes from others' credit, against $2 from others' credit three years earlier.
Less money tied up than 95% of Technology companies in United States.
Growth quality
Steadiness Ratio
2/3 · 1/3Sales grew in 2 of the last 3 years; profit grew in 1 of 3.
Less steady than 66% of Technology companies in United States.
Growth Efficiency Ratio
$14Sales grew 11% in 3 years; of every extra $100 of sales, $14 became extra profit.
Lower than 59% of Technology companies in United States.
Asset Productivity Ratio
+11% / +19%In 3 years sales changed by +11% while total assets changed by +19%. Assets grew faster than sales.
Balance-sheet strength
Debt Due Cover Ratio
—Data incomplete
Cash Cushion Ratio
1.7× debtDebt, after subtracting cash, is 1.7 times its market value (net debt).
Lower than 95% of Technology companies in United States.
Tangible Assets Ratio
74%Of every $100 the company owns, $74 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 50% of Technology companies in United States.
Tangible Net Worth Ratio
NegativeGoodwill and other intangibles are larger than its whole net worth, so its tangible net worth is negative.
Less tangible than 77% of Technology companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (14)
Upbound Group, Inc. owes $0.76 for every $1 it owns. Net profit fell 41% in the year to Dec 2025, and grew 81% a year on average over 3 years.
Compared with Technology companies in United States · latest annual results Dec 2025.
P/E ratio
11.3Investors pay $11.3 for every $1 of Upbound Group, Inc.'s yearly profit, lower than 91% of Technology companies in United States.
P/B ratio
1.38The share price is 1.38 times Upbound Group, Inc.'s book value per share, lower than 78% of Technology companies in United States.
Market cap
$1.0 BThe total market value of all of Upbound Group, Inc.'s shares at today's price (share price × number of shares), smaller than 54% of Technology companies in United States. PosiCap size class: Mini Cap.
Net worth (book value)
$733 MWhat Upbound Group, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$12.58Net worth divided by the number of shares. The share price of $17.37 is 1.4 times this, which is the P/B above.
Return on equity (ROE)
12.7%Upbound Group, Inc. earned 12.7% on its shareholders' money over the last year, higher than 69% of Technology companies in United States.
Owes vs Owns
0.76×Upbound Group, Inc. owes $0.76 for every $1 it owns (moderate), higher than 80% of Technology companies in United States.
Dividend yield
9.64%Upbound Group, Inc. pays 9.64% of its share price as dividends a year, higher than almost all dividend-paying Technology companies in United States.
Revenue growth
+9%Revenue rose 9% in the year to Dec 2025, and grew 3% a year on average over 3 years.
Profit growth
-41%Net profit fell 41% in the year to Dec 2025, and grew 81% a year on average over 3 years.
Profit margin
1.6%Upbound Group, Inc. keeps $2 of every $100 of revenue as net profit.
Cash quality
4.2×Cash from Upbound Group, Inc.'s business was 4.2× its reported profit in the year to Dec 2025 — its profit turned into cash.
Interest cover
2.0×Upbound Group, Inc.'s operating profit covered its interest costs 2.0 times in the year to Dec 2025.
Cash vs debt
Net debtUpbound Group, Inc. had $1.7 B more debt than cash (net debt) at Dec 2025.
Questions
What is Upbound Group, Inc.'s P/E ratio?
Investors pay $11.3 for every $1 of Upbound Group, Inc.'s yearly profit, lower than 91% of Technology companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Upbound Group, Inc.: $1.0 B ÷ $733 M (30 Jun 2026) = 1.4.
What is Upbound Group, Inc.'s return on equity?
Upbound Group, Inc. earned 12.7% on its shareholders' money over the last year, higher than 69% of Technology companies in United States.
How much does Upbound Group, Inc. owe compared with what it owns?
Upbound Group, Inc. owes $0.76 for every $1 it owns (moderate), higher than 80% of Technology companies in United States.
Does Upbound Group, Inc. pay a dividend?
Yes. Upbound Group, Inc. pays 9.64% of its share price as dividends a year, higher than almost all dividend-paying Technology companies in United States.
Is Upbound Group, Inc.'s revenue growing?
Revenue rose 9% in the year to Dec 2025, and grew 3% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.