Go Deep
Unity Bancorp, Inc.
Unity Bancorp, Inc. Score & Ratio Trend
| Date | Score | P/E | P/B | D/E | Price |
|---|---|---|---|---|---|
| Oct 2026 | 21,134 | 9.2 | 1.50 | 0.77 | 5,274.99 |
| Oct 2026 | 21,212 | 9.0 | 1.48 | 0.77 | 5,177.49 |
| Oct 2026 | 21,069 | 9.5 | 1.52 | 0.77 | 5,323.52 |
| Oct 2026 | 21,034 | 9.3 | 1.53 | 0.77 | 5,341.92 |
| Oct 2026 | 21,112 | 9.2 | 1.50 | 0.77 | 5,268.95 |
| Oct 2026 | 21,038 | 9.3 | 1.53 | 0.77 | 5,343.85 |
| Oct 2026 | 21,018 | 9.4 | 1.53 | 0.77 | 5,351.46 |
| Oct 2026 | 20,874 | 9.6 | 1.57 | 0.77 | 5,485.05 |
Unity Bancorp, Inc. Quarterly Results
| Line Item | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 |
|---|---|---|---|---|
| Revenue | 33,352,000.0 | 33,606,000.0 | 34,839,000.0 | 33,459,000.0 |
| Net Profit | 14,472,000.0 | 14,288,000.0 | 15,467,000.0 | 14,390,000.0 |
| EPS | 1.4 | 1.4 | 1.6 | 1.4 |
Unity Bancorp, Inc. Revenue & Profit: Last 5 Years
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
| Revenue | 133,748,000.0 | 104,401,000.0 | 100,938,000.0 | 97,635,000.0 | — |
| Net Profit | 57,951,000.0 | 41,450,000.0 | 39,707,000.0 | 38,457,000.0 | — |
| EPS | 5.8 | 4.1 | 3.9 | 3.7 | — |
Unity Bancorp, Inc. Balance Sheet
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
| Total Assets | 2,966,652,000.0 | 2,654,017,000.0 | 2,578,507,000.0 | 2,444,948,000.0 | — |
| Total Liabilities | 2,621,021,000.0 | 2,358,434,000.0 | 2,317,077,000.0 | 2,205,721,000.0 | — |
| Total Equity | 345,631,000.0 | 295,583,000.0 | 261,430,000.0 | 239,227,000.0 | — |
Owes vs Owns
Unity Bancorp, Inc. owed $0.88 for every $1 it owned in Jun 2026, down from $0.90 in Dec 2022.
| Period | Jun 2026 | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 |
|---|---|---|---|---|---|
| Owes vs Owns | 0.88× | 0.88× | 0.89× | 0.90× | 0.90× |
Everything the company owes ÷ everything it owns. Below 1× it owns more than it owes; above 1× it owes more than it owns.
Unity Bancorp, Inc. Assets & Liabilities Breakdown (USD millions)
What it owns — Dec 2025
Cash & short-term investments 7.4%Fixed assets (tangible) 0.6%Long-term investments 4.2%Other assets 87.4%
How it's funded — Dec 2025
Long-term debt 9.0%Other liabilities 79.3%Shareholders' equity 11.7%
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 |
|---|---|---|---|---|
| Assets | ||||
| Cash & short-term investments | 218.5 | 274.3 | 286.5 | 210.2 |
| Receivables | 12.9 | 12.7 | 13.6 | 13.4 |
| Inventory | 0.0 | 0.0 | 0.0 | 0.0 |
| Fixed assets (tangible) | 18.0 | 18.8 | 19.6 | 20.0 |
| Intangible assets | 1.5 | 1.5 | 1.5 | 1.5 |
| Long-term investments | 124.0 | 145.0 | 135.7 | 140.9 |
| Other assets | 2,591.7 | 2,201.7 | 2,121.6 | 2,058.9 |
| Liabilities & equity | ||||
| Short-term debt | 0.0 | 0.0 | 0.0 | 0.0 |
| Long-term debt | 266.1 | 230.8 | 366.7 | 393.3 |
| Payables | 2.1 | 1.7 | 1.9 | 0.7 |
| Other liabilities | 2,352.8 | 2,125.9 | 1,948.4 | 1,811.7 |
| Shareholders' equity | 345.6 | 295.6 | 261.4 | 239.2 |
| Net tangible assets | 344.1 | 294.1 | 259.9 | 237.7 |
Unity Bancorp, Inc. Cash Flow
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
| Operating Activities | 44,906,000.0 | 47,987,000.0 | 46,909,000.0 | 42,669,000.0 | — |
| Investing Activities | -256,836,000.0 | -92,813,000.0 | -57,847,000.0 | -541,283,000.0 | — |
| Financing Activities | 248,011,000.0 | 30,488,000.0 | 90,921,000.0 | 368,589,000.0 | — |