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UMB Financial Corporation
UMB Financial Corporation Score & Ratio Trend
| Date | Score | P/E | P/B | D/E | Price |
|---|---|---|---|---|---|
| Oct 2026 | 21,313 | 10.8 | 1.23 | 0.05 | 12,585.47 |
| Oct 2026 | 21,250 | 10.9 | 1.24 | 0.03 | 12,567.86 |
| Oct 2026 | 21,309 | 10.8 | 1.23 | 0.03 | 12,392.76 |
| Oct 2026 | 21,356 | 10.7 | 1.22 | 0.03 | 12,234.93 |
| Oct 2026 | 21,248 | 11.1 | 1.25 | 0.03 | 12,511.12 |
| Oct 2026 | 21,272 | 10.9 | 1.24 | 0.03 | 12,417.13 |
| Oct 2026 | 21,327 | 10.8 | 1.23 | 0.03 | 12,292.94 |
| Oct 2026 | 21,198 | 11.1 | 1.26 | 0.03 | 12,619.11 |
| Oct 2026 | 21,205 | 11.1 | 1.26 | 0.03 | 12,570.92 |
| Oct 2026 | 21,083 | 11.3 | 1.29 | 0.03 | 12,852.25 |
UMB Financial Corporation Quarterly Results
| Line Item | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 |
|---|---|---|---|---|
| Revenue | 723,084,000.0 | 685,259,000.0 | 664,949,000.0 | 621,557,000.0 |
| Net Profit | 277,570,000.0 | 261,438,000.0 | 215,355,000.0 | 188,316,000.0 |
| EPS | 3.6 | 3.4 | 2.8 | 2.4 |
UMB Financial Corporation Revenue & Profit: Last 5 Years
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
| Revenue | 2,429,906,000.0 | 1,466,845,000.0 | 1,325,901,000.0 | 1,359,436,000.0 | — |
| Net Profit | 702,398,000.0 | 441,243,000.0 | 350,024,000.0 | 431,682,000.0 | — |
| EPS | 9.3 | 9.1 | 7.2 | 8.9 | — |
UMB Financial Corporation Balance Sheet
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
| Total Assets | 73,094,090,000.0 | 50,409,664,000.0 | 44,011,674,000.0 | 38,512,461,000.0 | — |
| Total Liabilities | 65,400,522,000.0 | 46,943,123,000.0 | 40,911,255,000.0 | 35,845,368,000.0 | — |
| Total Equity | 7,693,568,000.0 | 3,466,541,000.0 | 3,100,419,000.0 | 2,667,093,000.0 | — |
Owes vs Owns
UMB Financial Corporation owed $0.89 for every $1 it owned in Jun 2026, down from $0.93 in Dec 2022.
| Period | Jun 2026 | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 |
|---|---|---|---|---|---|
| Owes vs Owns | 0.89× | 0.89× | 0.93× | 0.93× | 0.93× |
Everything the company owes ÷ everything it owns. Below 1× it owns more than it owes; above 1× it owes more than it owns.
UMB Financial Corporation Assets & Liabilities Breakdown (USD millions)
What it owns — Dec 2025
Cash & short-term investments 22.8%Receivables 0.8%Fixed assets (tangible) 0.5%Intangible assets 3.2%Long-term investments 27.4%Other assets 45.3%
How it's funded — Dec 2025
Payables 0.6%Other liabilities 88.5%Shareholders' equity 10.5%
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 |
|---|---|---|---|---|
| Assets | ||||
| Cash & short-term investments | 16,670.1 | 16,333.8 | 12,675.6 | 8,686.1 |
| Receivables | 586.3 | 333.8 | 519.7 | 492.8 |
| Inventory | 0.0 | 0.0 | 0.0 | 0.0 |
| Fixed assets (tangible) | 387.9 | 204.6 | 211.3 | 218.0 |
| Intangible assets | 2,337.1 | 288.2 | 308.8 | 331.8 |
| Long-term investments | 19,992.8 | 13,607.5 | 13,180.6 | 13,191.8 |
| Other assets | 33,119.9 | 19,641.8 | 17,115.7 | 15,592.0 |
| Liabilities & equity | ||||
| Short-term debt | 0.0 | 0.0 | 1,000.0 | 0.0 |
| Long-term debt | 254.2 | 308.5 | 383.2 | 381.3 |
| Payables | 435.4 | 368.5 | 389.9 | 239.6 |
| Other liabilities | 64,711.0 | 46,266.2 | 39,138.1 | 35,224.4 |
| Shareholders' equity | 7,693.6 | 3,466.5 | 3,100.4 | 2,667.1 |
| Net tangible assets | 5,356.5 | 3,178.4 | 2,791.6 | 2,335.3 |
UMB Financial Corporation Cash Flow
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
| Operating Activities | 1,026,693,000.0 | 225,286,000.0 | 472,604,000.0 | 769,554,000.0 | — |
| Investing Activities | -5,620,098,000.0 | -3,262,501,000.0 | -1,273,272,000.0 | -3,845,385,000.0 | — |
| Financing Activities | 3,916,687,000.0 | 5,957,648,000.0 | 4,771,052,000.0 | -4,580,859,000.0 | — |