United Fire Group, Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from United Fire Group, Inc.'s yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
What stands out
- Tangible Net Worth Ratio: Of every $100 of net worth, $100 is tangible; the rest is goodwill and other intangibles, often from buying other companies. More tangible than 95% of Financial Services companies in United States.
- Tangible Assets Ratio: Of every $100 the company owns, $100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles. More tangible than 94% of Financial Services companies in United States.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 2/3Sales grew in 3 of the last 3 years; profit grew in 2 of 3.
Steadier than 79% of Financial Services companies in United States.
Growth Efficiency Ratio
$26Sales grew 40% in 3 years; of every extra $100 of sales, $26 became extra profit.
Higher than 52% of Financial Services companies in United States.
Asset Productivity Ratio
+40% / +33%In 3 years sales changed by +40% while total assets changed by +33%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
100%Of every $100 the company owns, $100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 94% of Financial Services companies in United States.
Tangible Net Worth Ratio
100%Of every $100 of net worth, $100 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 95% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
United Fire Group, Inc. owes $0.76 for every $1 it owns. Net profit rose 91% in the year to Dec 2025, and grew 99% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
10.8Investors pay $10.8 for every $1 of United Fire Group, Inc.'s yearly profit, lower than 72% of Financial Services companies in United States.
P/B ratio
1.53The share price is 1.53 times United Fire Group, Inc.'s book value per share, higher than 68% of Financial Services companies in United States.
Market cap
$1.5 BThe total market value of all of United Fire Group, Inc.'s shares at today's price (share price × number of shares), larger than 62% of Financial Services companies in United States. PosiCap size class: Meso Cap.
Net worth (book value)
$977 MWhat United Fire Group, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$38.02Net worth divided by the number of shares. The share price of $57.99 is 1.5 times this, which is the P/B above.
Return on equity (ROE)
15.5%United Fire Group, Inc. earned 15.5% on its shareholders' money over the last year, higher than 76% of Financial Services companies in United States.
Owes vs Owns
0.76×United Fire Group, Inc. owes $0.76 for every $1 it owns (moderate), lower than 56% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
1.40%United Fire Group, Inc. pays 1.40% of its share price as dividends a year, lower than 82% of dividend-paying Financial Services companies in United States.
Revenue growth
+11%Revenue rose 11% in the year to Dec 2025, and grew 12% a year on average over 3 years.
Profit growth
+91%Net profit rose 91% in the year to Dec 2025, and grew 99% a year on average over 3 years.
Profit margin
8.5%United Fire Group, Inc. keeps $9 of every $100 of revenue as net profit.
Questions
What is United Fire Group, Inc.'s P/E ratio?
Investors pay $10.8 for every $1 of United Fire Group, Inc.'s yearly profit, lower than 72% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For United Fire Group, Inc.: $1.5 B ÷ $977 M (30 Jun 2026) = 1.5.
What is United Fire Group, Inc.'s return on equity?
United Fire Group, Inc. earned 15.5% on its shareholders' money over the last year, higher than 76% of Financial Services companies in United States.
How much does United Fire Group, Inc. owe compared with what it owns?
United Fire Group, Inc. owes $0.76 for every $1 it owns (moderate), lower than 56% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does United Fire Group, Inc. pay a dividend?
Yes. United Fire Group, Inc. pays 1.40% of its share price as dividends a year, lower than 82% of dividend-paying Financial Services companies in United States.
Is United Fire Group, Inc.'s revenue growing?
Revenue rose 11% in the year to Dec 2025, and grew 12% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.