UCO Bank
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from UCO Bank's yearly results (2023–2026), compared with Financial Services companies in India. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 2/3Sales grew in 3 of the last 3 years; profit grew in 2 of 3.
Steadier than 56% of Financial Services companies in India.
Growth Efficiency Ratio
₹38Sales grew 25% in 3 years; of every extra ₹100 of sales, ₹38 became extra profit.
Higher than 67% of Financial Services companies in India.
Asset Productivity Ratio
+25% / +32%In 3 years sales changed by +25% while total assets changed by +32%. Assets grew faster than sales.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
—Data incomplete
Tangible Net Worth Ratio
—Data incomplete
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
UCO Bank owes ₹0.92 for every ₹1 it owns. Net profit rose 13% in the year to Mar 2026, and grew 15% a year on average over 3 years.
Compared with Financial Services companies in India · latest annual results Mar 2026.
P/E ratio
10.1Investors pay ₹10.1 for every ₹1 of UCO Bank's yearly profit, lower than 70% of Financial Services companies in India.
P/B ratio
0.83The share price is 0.83 times UCO Bank's book value per share, lower than 77% of Financial Services companies in India.
Market cap
₹28,277 CrThe total market value of all of UCO Bank's shares at today's price (share price × number of shares), larger than 71% of Financial Services companies in India. PosiCap size class: Meso Cap.
Net worth (book value)
₹34,028 CrWhat UCO Bank would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
₹27.14Net worth divided by the number of shares. The share price of ₹22.55 is 0.8 times this, which is the P/B above.
Return on equity (ROE)
8.5%UCO Bank earned 8.5% on its shareholders' money over the last year, lower than 62% of Financial Services companies in India.
Owes vs Owns
0.92×UCO Bank owes ₹0.92 for every ₹1 it owns (high), higher than 89% of Financial Services companies in India. Banks and lenders usually show higher figures.
Dividend yield
1.89%UCO Bank pays 1.89% of its share price as dividends a year, higher than 74% of dividend-paying Financial Services companies in India.
Revenue growth
+8%Revenue rose 8% in the year to Mar 2026, and grew 8% a year on average over 3 years.
Profit growth
+13%Net profit rose 13% in the year to Mar 2026, and grew 15% a year on average over 3 years.
Profit margin
22.5%UCO Bank keeps ₹22 of every ₹100 of revenue as net profit.
Questions
What is UCO Bank's P/E ratio?
Investors pay ₹10.1 for every ₹1 of UCO Bank's yearly profit, lower than 70% of Financial Services companies in India.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For UCO Bank: ₹28,277 Cr ÷ ₹34,028 Cr (30 Jun 2026) = 0.8.
What is UCO Bank's return on equity?
UCO Bank earned 8.5% on its shareholders' money over the last year, lower than 62% of Financial Services companies in India.
How much does UCO Bank owe compared with what it owns?
UCO Bank owes ₹0.92 for every ₹1 it owns (high), higher than 89% of Financial Services companies in India. Banks and lenders usually show higher figures.
Does UCO Bank pay a dividend?
Yes. UCO Bank pays 1.89% of its share price as dividends a year, higher than 74% of dividend-paying Financial Services companies in India.
Is UCO Bank's revenue growing?
Revenue rose 8% in the year to Mar 2026, and grew 8% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.