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UniCredit S.p.A.
UniCredit S.p.A. Score & Ratio Trend
| Date | Score | P/E | P/B | D/E | Price |
|---|---|---|---|---|---|
| Oct 2026 | 18,846 | 10.9 | 1.63 | 1.92 | 8,132.39 |
| Oct 2026 | 17,159 | 10.7 | 1.60 | 1.92 | 7,937.61 |
| Oct 2026 | 17,188 | 10.6 | 1.59 | 1.92 | 7,891.82 |
| Oct 2026 | 17,114 | 10.8 | 1.61 | 1.92 | 7,987.08 |
| Oct 2026 | 17,358 | 10.3 | 1.53 | 1.92 | 7,603.80 |
| Oct 2026 | 17,331 | 10.3 | 1.54 | 1.92 | 7,656.78 |
UniCredit S.p.A. Quarterly Results
| Line Item | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 |
|---|---|---|---|---|
| Revenue | 6,541,000,000.0 | 7,073,000,000.0 | 5,348,000,000.0 | — |
| Net Profit | 2,954,000,000.0 | 3,264,000,000.0 | 2,137,000,000.0 | — |
| EPS | 1.9 | 2.1 | 1.2 | 1.7 |
UniCredit S.p.A. Revenue & Profit: Last 4 Years
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 |
|---|---|---|---|---|
| Revenue | 25,039,000,000.0 | 26,579,000,000.0 | 25,360,000,000.0 | 21,037,000,000.0 |
| Net Profit | 10,915,000,000.0 | 9,719,000,000.0 | 9,507,000,000.0 | 6,458,000,000.0 |
| EPS | 6.9 | 5.8 | 5.1 | 3.1 |
UniCredit S.p.A. Balance Sheet
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
| Total Assets | 870,238,000,000.0 | 784,004,000,000.0 | 784,974,000,000.0 | 857,773,000,000.0 | — |
| Total Liabilities | 802,129,000,000.0 | 721,163,000,000.0 | 720,731,000,000.0 | 794,276,000,000.0 | — |
| Total Equity | 67,711,000,000.0 | 62,441,000,000.0 | 64,079,000,000.0 | 63,339,000,000.0 | — |
Owes vs Owns
UniCredit S.p.A. owed €0.92 for every €1 it owned in Jun 2026, about the same as €0.93 in Dec 2022.
| Period | Jun 2026 | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 |
|---|---|---|---|---|---|
| Owes vs Owns | 0.92× | 0.92× | 0.92× | 0.92× | 0.93× |
Everything the company owes ÷ everything it owns. Below 1× it owns more than it owes; above 1× it owes more than it owns.
UniCredit S.p.A. Assets & Liabilities Breakdown (EUR millions)
What it owns — Dec 2025
Cash & short-term investments 6.1%Fixed assets (tangible) 0.8%Long-term investments 34.0%Other assets 58.5%
How it's funded — Dec 2025
Long-term debt 14.9%Other liabilities 77.1%Shareholders' equity 7.8%
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 |
|---|---|---|---|---|
| Assets | ||||
| Cash & short-term investments | 53,293.0 | 54,317.0 | 72,341.0 | 134,240.0 |
| Receivables | 1,120.0 | 5,339.0 | 1,296.0 | 1,204.0 |
| Inventory | 0.0 | 0.0 | 0.0 | 0.0 |
| Fixed assets (tangible) | 7,341.0 | 7,431.0 | 7,764.0 | 8,591.0 |
| Intangible assets | 2,940.0 | 2,229.0 | 2,272.0 | 2,354.0 |
| Long-term investments | 296,202.0 | 228,788.0 | 211,789.0 | 202,079.0 |
| Other assets | 509,342.0 | 485,900.0 | 489,512.0 | 509,305.0 |
| Liabilities & equity | ||||
| Short-term debt | 0.0 | 0.0 | 0.0 | 0.0 |
| Long-term debt | 129,938.0 | 122,724.0 | 122,522.0 | 115,462.0 |
| Payables | 1,182.0 | 1,146.0 | 1,218.0 | 1,484.0 |
| Other liabilities | 671,009.0 | 597,293.0 | 596,991.0 | 677,330.0 |
| Shareholders' equity | 68,109.0 | 62,841.0 | 64,243.0 | 63,497.0 |
| Net tangible assets | 64,771.0 | 60,212.0 | 61,807.0 | 60,985.0 |
UniCredit S.p.A. Cash Flow
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
| Operating Activities | 8,525,000,000.0 | -7,076,000,000.0 | -41,128,000,000.0 | 10,264,000,000.0 | — |
| Investing Activities | -4,019,000,000.0 | -1,065,000,000.0 | -787,000,000.0 | -237,000,000.0 | — |
| Financing Activities | -7,957,000,000.0 | -10,990,000,000.0 | -8,453,000,000.0 | -5,551,000,000.0 | — |