Go Deep
United Bankshares, Inc.
United Bankshares, Inc. Score & Ratio Trend
| Date | Score | P/E | P/B | D/E | Price |
|---|---|---|---|---|---|
| Oct 2026 | 20,685 | 12.4 | 1.12 | 0.18 | 4,390.91 |
| Oct 2026 | 20,715 | 12.5 | 1.13 | 0.11 | 4,392.10 |
| Oct 2026 | 20,795 | 12.4 | 1.13 | 0.11 | 4,350.28 |
| Oct 2026 | 20,783 | 12.5 | 1.13 | 0.11 | 4,346.70 |
| Oct 2026 | 20,690 | 12.7 | 1.15 | 0.11 | 4,425.18 |
| Oct 2026 | 20,680 | 12.7 | 1.15 | 0.11 | 4,422.24 |
| Oct 2026 | 20,721 | 12.6 | 1.15 | 0.11 | 4,392.84 |
| Oct 2026 | 20,629 | 12.8 | 1.17 | 0.11 | 4,469.64 |
| Oct 2026 | 20,624 | 12.9 | 1.17 | 0.11 | 4,462.39 |
| Oct 2026 | 20,479 | 13.2 | 1.20 | 0.11 | 4,574.18 |
United Bankshares, Inc. Quarterly Results
| Line Item | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 |
|---|---|---|---|---|
| Revenue | 323,150,000.0 | 315,955,000.0 | 317,968,000.0 | 322,743,000.0 |
| Net Profit | 131,377,000.0 | 124,200,000.0 | 128,828,000.0 | 130,748,000.0 |
| EPS | 0.9 | 0.9 | 0.9 | 0.9 |
United Bankshares, Inc. Revenue & Profit: Last 5 Years
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
| Revenue | 1,235,124,000.0 | 1,029,654,000.0 | 1,047,454,000.0 | 1,039,955,000.0 | — |
| Net Profit | 464,603,000.0 | 372,996,000.0 | 366,313,000.0 | 379,627,000.0 | — |
| EPS | 3.3 | 2.8 | 2.7 | 2.8 | — |
United Bankshares, Inc. Balance Sheet
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
| Total Assets | 33,660,281,000.0 | 30,023,545,000.0 | 29,926,482,000.0 | 29,489,380,000.0 | — |
| Total Liabilities | 28,164,298,000.0 | 25,030,322,000.0 | 25,155,242,000.0 | 24,973,187,000.0 | — |
| Total Equity | 5,495,983,000.0 | 4,993,223,000.0 | 4,771,240,000.0 | 4,516,193,000.0 | — |
Owes vs Owns
United Bankshares, Inc. owed $0.84 for every $1 it owned in Jun 2026, down from $0.85 in Dec 2022.
| Period | Jun 2026 | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 |
|---|---|---|---|---|---|
| Owes vs Owns | 0.84× | 0.84× | 0.83× | 0.84× | 0.85× |
Everything the company owes ÷ everything it owns. Below 1× it owns more than it owes; above 1× it owes more than it owns.
United Bankshares, Inc. Assets & Liabilities Breakdown (USD millions)
What it owns — Dec 2025
Cash & short-term investments 8.4%Fixed assets (tangible) 0.9%Intangible assets 6.0%Long-term investments 10.1%Other assets 74.3%
How it's funded — Dec 2025
Long-term debt 1.6%Other liabilities 82.1%Shareholders' equity 16.3%
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 |
|---|---|---|---|---|
| Assets | ||||
| Cash & short-term investments | 2,839.1 | 5,250.7 | 5,384.1 | 5,717.5 |
| Receivables | 109.2 | 102.4 | 111.4 | 94.9 |
| Inventory | 0.0 | 0.0 | 0.0 | 0.0 |
| Fixed assets (tangible) | 298.1 | 267.9 | 277.5 | 270.3 |
| Intangible assets | 2,018.8 | 1,888.9 | 1,893.4 | 1,909.9 |
| Long-term investments | 3,400.4 | 3,259.3 | 4,125.8 | 4,872.6 |
| Other assets | 24,994.6 | 19,254.4 | 18,134.2 | 16,624.2 |
| Liabilities & equity | ||||
| Short-term debt | 0.0 | 0.0 | 0.0 | 0.0 |
| Long-term debt | 531.8 | 540.4 | 1,789.1 | 2,197.7 |
| Payables | 0.0 | 0.0 | 213.1 | 189.7 |
| Other liabilities | 27,632.5 | 24,489.9 | 23,153.0 | 22,585.8 |
| Shareholders' equity | 5,496.0 | 4,993.2 | 4,771.2 | 4,516.2 |
| Net tangible assets | 3,477.1 | 3,104.3 | 2,877.8 | 2,606.3 |
United Bankshares, Inc. Cash Flow
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 |
|---|---|---|---|---|
| Operating Activities | 498,906,000.0 | 445,454,000.0 | 435,237,000.0 | 760,822,000.0 |
| Investing Activities | -899,312,000.0 | 571,485,000.0 | 38,994,000.0 | -3,447,656,000.0 |
| Financing Activities | 650,412,000.0 | -323,638,000.0 | -51,940,000.0 | 105,316,000.0 |