Go Deep
United Bancorp, Inc.
United Bancorp, Inc. Score & Ratio Trend
| Date | Score | P/E | P/B | D/E | Price |
|---|---|---|---|---|---|
| Oct 2026 | 20,624 | 10.1 | 1.11 | 1.45 | 1,329.26 |
| Oct 2026 | 20,782 | 9.8 | 1.08 | 1.45 | 1,283.87 |
| Oct 2026 | 20,822 | 9.7 | 1.07 | 1.45 | 1,269.18 |
| Oct 2026 | 20,822 | 9.7 | 1.07 | 1.45 | 1,270.54 |
| Oct 2026 | 20,797 | 9.8 | 1.07 | 1.45 | 1,277.65 |
| Oct 2026 | 20,713 | 9.9 | 1.09 | 1.45 | 1,298.61 |
| Oct 2026 | 20,756 | 9.9 | 1.08 | 1.45 | 1,283.72 |
United Bancorp, Inc. Quarterly Results
| Line Item | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 |
|---|---|---|---|---|
| Revenue | 8,621,000.0 | 7,936,000.0 | 8,889,000.0 | 8,077,000.0 |
| Net Profit | 2,095,000.0 | 1,911,000.0 | 2,036,000.0 | 1,931,000.0 |
| EPS | 0.4 | 0.3 | 0.3 | 0.3 |
United Bancorp, Inc. Revenue & Profit: Last 5 Years
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
| Revenue | 32,479,000.0 | 29,260,000.0 | 29,889,000.0 | 28,471,000.0 | — |
| Net Profit | 7,753,000.0 | 7,402,000.0 | 8,950,000.0 | 8,657,000.0 | — |
| EPS | 1.3 | 1.3 | 1.6 | 1.5 | — |
United Bancorp, Inc. Balance Sheet
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
| Total Assets | 857,445,000.0 | 816,656,000.0 | 819,449,000.0 | 757,400,000.0 | — |
| Total Liabilities | 786,930,000.0 | 753,199,000.0 | 755,856,000.0 | 697,663,000.0 | — |
| Total Equity | 70,515,000.0 | 63,457,000.0 | 63,593,000.0 | 59,737,000.0 | — |
Owes vs Owns
United Bancorp, Inc. owed $0.92 for every $1 it owned in Jun 2026, about the same as $0.92 in Dec 2022.
| Period | Jun 2026 | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 |
|---|---|---|---|---|---|
| Owes vs Owns | 0.92× | 0.92× | 0.92× | 0.92× | 0.92× |
Everything the company owes ÷ everything it owns. Below 1× it owns more than it owes; above 1× it owes more than it owns.
United Bancorp, Inc. Assets & Liabilities Breakdown (USD millions)
What it owns — Dec 2025
Cash & short-term investments 18.8%Fixed assets (tangible) 4.0%Long-term investments 13.4%Other assets 63.3%
How it's funded — Dec 2025
Long-term debt 11.5%Other liabilities 80.2%Shareholders' equity 8.2%
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 |
|---|---|---|---|---|
| Assets | ||||
| Cash & short-term investments | 161.3 | 138.8 | 210.7 | 247.7 |
| Receivables | 4.0 | 4.3 | 4.1 | 3.4 |
| Inventory | 0.0 | 0.0 | 0.0 | 0.0 |
| Fixed assets (tangible) | 34.1 | 23.6 | 15.0 | 12.1 |
| Intangible assets | 0.7 | 0.8 | 0.9 | 1.1 |
| Long-term investments | 114.8 | 119.2 | 170.0 | 217.6 |
| Other assets | 542.5 | 529.9 | 418.7 | 275.4 |
| Liabilities & equity | ||||
| Short-term debt | 0.0 | 0.0 | 0.0 | 0.0 |
| Long-term debt | 98.9 | 98.8 | 98.8 | 23.7 |
| Payables | 0.0 | 0.0 | 0.0 | 5.9 |
| Other liabilities | 688.0 | 654.4 | 657.1 | 668.0 |
| Shareholders' equity | 70.5 | 63.5 | 63.6 | 59.7 |
| Net tangible assets | 69.8 | 62.7 | 62.7 | 58.6 |
United Bancorp, Inc. Cash Flow
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
| Operating Activities | 10,456,000.0 | 8,448,000.0 | 9,463,000.0 | 8,481,000.0 | — |
| Investing Activities | -4,515,000.0 | -19,465,000.0 | -48,472,000.0 | -103,256,000.0 | — |
| Financing Activities | 20,979,000.0 | -10,145,000.0 | 49,699,000.0 | 41,856,000.0 | — |