Timberland Bancorp, Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Timberland Bancorp, Inc.'s yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
2/3 · 2/3Sales grew in 2 of the last 3 years; profit grew in 2 of 3.
Steadier than 53% of Financial Services companies in United States.
Growth Efficiency Ratio
$40Sales grew 21% in 3 years; of every extra $100 of sales, $40 became extra profit.
Higher than 68% of Financial Services companies in United States.
Asset Productivity Ratio
+21% / +8%In 3 years sales changed by +21% while total assets changed by +8%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
99%Of every $100 the company owns, $99 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 74% of Financial Services companies in United States.
Tangible Net Worth Ratio
94%Of every $100 of net worth, $94 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 74% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Timberland Bancorp, Inc. owes $0.87 for every $1 it owns. Net profit rose 20% in the year to Sep 2025, and grew 7% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Sep 2025.
P/E ratio
11.8Investors pay $11.8 for every $1 of Timberland Bancorp, Inc.'s yearly profit, lower than 61% of Financial Services companies in United States.
P/B ratio
1.34The share price is 1.34 times Timberland Bancorp, Inc.'s book value per share, higher than 55% of Financial Services companies in United States.
Market cap
$365 MThe total market value of all of Timberland Bancorp, Inc.'s shares at today's price (share price × number of shares), smaller than 67% of Financial Services companies in United States. PosiCap size class: Mini Cap.
Net worth (book value)
$273 MWhat Timberland Bancorp, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$35.14Net worth divided by the number of shares. The share price of $46.94 is 1.3 times this, which is the P/B above.
Return on equity (ROE)
11.9%Timberland Bancorp, Inc. earned 11.9% on its shareholders' money over the last year, higher than 59% of Financial Services companies in United States.
Owes vs Owns
0.87×Timberland Bancorp, Inc. owes $0.87 for every $1 it owns (high), higher than 58% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
2.64%Timberland Bancorp, Inc. pays 2.64% of its share price as dividends a year, lower than 54% of dividend-paying Financial Services companies in United States.
Revenue growth
+11%Revenue rose 11% in the year to Sep 2025, and grew 7% a year on average over 3 years.
Profit growth
+20%Net profit rose 20% in the year to Sep 2025, and grew 7% a year on average over 3 years.
Profit margin
37.2%Timberland Bancorp, Inc. keeps $37 of every $100 of revenue as net profit.
Questions
What is Timberland Bancorp, Inc.'s P/E ratio?
Investors pay $11.8 for every $1 of Timberland Bancorp, Inc.'s yearly profit, lower than 61% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Timberland Bancorp, Inc.: $365 M ÷ $273 M (30 Jun 2026) = 1.3.
What is Timberland Bancorp, Inc.'s return on equity?
Timberland Bancorp, Inc. earned 11.9% on its shareholders' money over the last year, higher than 59% of Financial Services companies in United States.
How much does Timberland Bancorp, Inc. owe compared with what it owns?
Timberland Bancorp, Inc. owes $0.87 for every $1 it owns (high), higher than 58% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does Timberland Bancorp, Inc. pay a dividend?
Yes. Timberland Bancorp, Inc. pays 2.64% of its share price as dividends a year, lower than 54% of dividend-paying Financial Services companies in United States.
Is Timberland Bancorp, Inc.'s revenue growing?
Revenue rose 11% in the year to Sep 2025, and grew 7% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.