TransUnion
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from TransUnion's yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
What stands out
- Tangible Assets Ratio: Of every $100 the company owns, $25 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles. Less tangible than almost all Financial Services companies in United States.
- Tangible Net Worth Ratio: Goodwill and other intangibles are larger than its whole net worth, so its tangible net worth is negative. Less tangible than 96% of Financial Services companies in United States.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 2/3Sales grew in 3 of the last 3 years; profit grew in 2 of 3.
Steadier than 79% of Financial Services companies in United States.
Growth Efficiency Ratio
$22Sales grew 23% in 3 years; of every extra $100 of sales, $22 became extra profit.
Lower than 51% of Financial Services companies in United States.
Asset Productivity Ratio
+23% / -5%In 3 years sales changed by +23% while total assets changed by -5%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
25%Of every $100 the company owns, $25 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
Less tangible than almost all Financial Services companies in United States.
Tangible Net Worth Ratio
NegativeGoodwill and other intangibles are larger than its whole net worth, so its tangible net worth is negative.
Less tangible than 96% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
TransUnion owes $0.59 for every $1 it owns. Net profit rose 60% in the year to Dec 2025, and grew 20% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
22.0Investors pay $22.0 for every $1 of TransUnion's yearly profit, higher than 79% of Financial Services companies in United States.
P/B ratio
3.30The share price is 3.30 times TransUnion's book value per share, higher than 89% of Financial Services companies in United States.
Market cap
$16.0 BThe total market value of all of TransUnion's shares at today's price (share price × number of shares), larger than 90% of Financial Services companies in United States. PosiCap size class: Tito Cap.
Net worth (book value)
$4.8 BWhat TransUnion would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$25.28Net worth divided by the number of shares. The share price of $83.46 is 3.3 times this, which is the P/B above.
Return on equity (ROE)
15.6%TransUnion earned 15.6% on its shareholders' money over the last year, higher than 77% of Financial Services companies in United States.
Owes vs Owns
0.59×TransUnion owes $0.59 for every $1 it owns (moderate), lower than 65% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
0.63%TransUnion pays 0.63% of its share price as dividends a year, lower than 95% of dividend-paying Financial Services companies in United States.
Revenue growth
+9%Revenue rose 9% in the year to Dec 2025, and grew 7% a year on average over 3 years.
Profit growth
+60%Net profit rose 60% in the year to Dec 2025, and grew 20% a year on average over 3 years.
Profit margin
10.0%TransUnion keeps $10 of every $100 of revenue as net profit.
Questions
What is TransUnion's P/E ratio?
Investors pay $22.0 for every $1 of TransUnion's yearly profit, higher than 79% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For TransUnion: $16.0 B ÷ $4.8 B (30 Jun 2026) = 3.3.
What is TransUnion's return on equity?
TransUnion earned 15.6% on its shareholders' money over the last year, higher than 77% of Financial Services companies in United States.
How much does TransUnion owe compared with what it owns?
TransUnion owes $0.59 for every $1 it owns (moderate), lower than 65% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does TransUnion pay a dividend?
Yes. TransUnion pays 0.63% of its share price as dividends a year, lower than 95% of dividend-paying Financial Services companies in United States.
Is TransUnion's revenue growing?
Revenue rose 9% in the year to Dec 2025, and grew 7% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.