Toast, Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Toast, Inc.'s yearly results (2022–2025), compared with Technology companies in United States. Tap ? on any ratio for what it means.
What stands out
- Steadiness Ratio: Sales and profit both grew in each of the last 3 years. Steadier than 93% of Technology companies in United States.
- Cash Locked Ratio: For every $100 of sales, $3 is tied up in day-to-day operations (money owed by customers + stock − money owed to suppliers), against $7 tied up three years earlier. Less money tied up than 92% of Technology companies in United States.
- Tangible Net Worth Ratio: Of every $100 of net worth, $94 is tangible; the rest is goodwill and other intangibles, often from buying other companies. More tangible than 85% of Technology companies in United States.
Cash quality
Profit Cash Ratio
—Loss-making or profit too small
Over the last 3 years profit was a loss or under 2% of sales, so cash per 100 of profit is not meaningful.
Self-Funding Ratio
7.8×Over the last 3 years its own operating cash covered its investment spending (capex) 7.8 times.
Higher than 74% of Technology companies in United States.
Cash Locked Ratio
$3For every $100 of sales, $3 is tied up in day-to-day operations (money owed by customers + stock − money owed to suppliers), against $7 tied up three years earlier.
Less money tied up than 92% of Technology companies in United States.
Growth quality
Steadiness Ratio
3/3 · 3/3Sales and profit both grew in each of the last 3 years.
Steadier than 93% of Technology companies in United States.
Growth Efficiency Ratio
$18Sales grew 125% in 3 years; of every extra $100 of sales, $18 became extra profit.
Lower than 54% of Technology companies in United States.
Asset Productivity Ratio
+125% / +79%In 3 years sales changed by +125% while total assets changed by +79%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Data incomplete
Cash Cushion Ratio
+10%Cash, after subtracting all debt, equals 10% of its market value (net cash).
Higher than 76% of Technology companies in United States.
Tangible Assets Ratio
96%Of every $100 the company owns, $96 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 82% of Technology companies in United States.
Tangible Net Worth Ratio
94%Of every $100 of net worth, $94 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 85% of Technology companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (13)
Toast, Inc. owes $0.36 for every $1 it owns. Net profit rose 1700% in the year to Dec 2025.
Compared with Technology companies in United States · latest annual results Dec 2025.
P/E ratio
42.3Investors pay $42.3 for every $1 of Toast, Inc.'s yearly profit, higher than 62% of Technology companies in United States.
P/B ratio
9.45The share price is 9.45 times Toast, Inc.'s book value per share, higher than 83% of Technology companies in United States.
Market cap
$19.3 BThe total market value of all of Toast, Inc.'s shares at today's price (share price × number of shares), larger than 85% of Technology companies in United States. PosiCap size class: Tito Cap.
Net worth (book value)
$2.0 BWhat Toast, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$3.54Net worth divided by the number of shares. The share price of $33.42 is 9.4 times this, which is the P/B above.
Return on equity (ROE)
25.2%Toast, Inc. earned 25.2% on its shareholders' money over the last year, higher than 84% of Technology companies in United States.
Owes vs Owns
0.36×Toast, Inc. owes $0.36 for every $1 it owns (low), lower than 64% of Technology companies in United States.
Dividend yield
NoneToast, Inc. does not currently pay a dividend.
Revenue growth
+24%Revenue rose 24% in the year to Dec 2025, and grew 31% a year on average over 3 years.
Profit growth
+1700%Net profit rose 1700% in the year to Dec 2025.
Profit margin
5.6%Toast, Inc. keeps $6 of every $100 of revenue as net profit.
Cash quality
1.9×Cash from Toast, Inc.'s business was 1.9× its reported profit in the year to Dec 2025 — its profit turned into cash.
Cash vs debt
Net cashToast, Inc. held $2.0 B more cash than debt (net cash) at Dec 2025.
Questions
What is Toast, Inc.'s P/E ratio?
Investors pay $42.3 for every $1 of Toast, Inc.'s yearly profit, higher than 62% of Technology companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Toast, Inc.: $19.3 B ÷ $2.0 B (30 Jun 2026) = 9.4.
What is Toast, Inc.'s return on equity?
Toast, Inc. earned 25.2% on its shareholders' money over the last year, higher than 84% of Technology companies in United States.
How much does Toast, Inc. owe compared with what it owns?
Toast, Inc. owes $0.36 for every $1 it owns (low), lower than 64% of Technology companies in United States.
Does Toast, Inc. pay a dividend?
No. Toast, Inc. does not currently pay a dividend.
Is Toast, Inc.'s revenue growing?
Revenue rose 24% in the year to Dec 2025, and grew 31% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.