TOP Financial Group Limited
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from TOP Financial Group Limited's yearly results (2023–2026), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
What stands out
- Tangible Net Worth Ratio: Of every $100 of net worth, $100 is tangible; the rest is goodwill and other intangibles, often from buying other companies. More tangible than 95% of Financial Services companies in United States.
- Tangible Assets Ratio: Of every $100 the company owns, $100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles. More tangible than 92% of Financial Services companies in United States.
- Steadiness Ratio: Sales grew in 1 of the last 3 years; profit grew in 1 of 3. Less steady than 88% of Financial Services companies in United States.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
1/3 · 1/3Sales grew in 1 of the last 3 years; profit grew in 1 of 3.
Less steady than 88% of Financial Services companies in United States.
Growth Efficiency Ratio
—Sales fell 51%
Sales fell 51% in 3 years, so extra profit per extra sales cannot be measured.
Asset Productivity Ratio
-51% / +114%In 3 years sales changed by -51% while total assets changed by +114%. Assets grew faster than sales.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
100%Of every $100 the company owns, $100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 92% of Financial Services companies in United States.
Tangible Net Worth Ratio
100%Of every $100 of net worth, $100 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 95% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
TOP Financial Group Limited made a loss over the last year. TOP Financial Group Limited owes $0.77 for every $1 it owns. TOP Financial Group Limited made a loss in each of the last two years.
Compared with Financial Services companies in United States · latest annual results Mar 2026.
P/E ratio
LossTOP Financial Group Limited made a loss over the last year, so its P/E ratio is not meaningful.
P/B ratio
54.34The share price is 54.34 times TOP Financial Group Limited's book value per share, higher than almost all Financial Services companies in United States.
Market cap
$2.0 BThe total market value of all of TOP Financial Group Limited's shares at today's price (share price × number of shares), larger than 67% of Financial Services companies in United States. PosiCap size class: Meso Cap.
Net worth (book value)
$37 MWhat TOP Financial Group Limited would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$0.30Net worth divided by the number of shares. The share price of $16.12 is 54.3 times this, which is the P/B above.
Return on equity (ROE)
-3.8%TOP Financial Group Limited lost 3.8% of its shareholders' money over the last year, lower than 88% of Financial Services companies in United States.
Owes vs Owns
0.77×TOP Financial Group Limited owes $0.77 for every $1 it owns (moderate), lower than 56% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
NoneTOP Financial Group Limited does not currently pay a dividend.
Revenue growth
+42%Revenue rose 42% in the year to Mar 2026, and shrank 21% a year on average over 3 years.
Profit growth
LossTOP Financial Group Limited made a loss in each of the last two years.
Profit margin
-24.8%TOP Financial Group Limited lost $25 for every $100 of revenue.
Questions
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For TOP Financial Group Limited: $2.0 B ÷ $37 M (30 Jun 2026) = 54.3.
What is TOP Financial Group Limited's return on equity?
TOP Financial Group Limited lost 3.8% of its shareholders' money over the last year, lower than 88% of Financial Services companies in United States.
How much does TOP Financial Group Limited owe compared with what it owns?
TOP Financial Group Limited owes $0.77 for every $1 it owns (moderate), lower than 56% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does TOP Financial Group Limited pay a dividend?
No. TOP Financial Group Limited does not currently pay a dividend.
Is TOP Financial Group Limited's revenue growing?
Revenue rose 42% in the year to Mar 2026, and shrank 21% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.