Tamilnad Mercantile Bank Limited
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Tamilnad Mercantile Bank Limited's yearly results (2023–2026), compared with Financial Services companies in India. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 3/3Sales and profit both grew in each of the last 3 years.
Steadier than 83% of Financial Services companies in India.
Growth Efficiency Ratio
₹45Sales grew 25% in 3 years; of every extra ₹100 of sales, ₹45 became extra profit.
Higher than 71% of Financial Services companies in India.
Asset Productivity Ratio
+25% / +30%In 3 years sales changed by +25% while total assets changed by +30%. Assets grew faster than sales.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
—Data incomplete
Tangible Net Worth Ratio
—Data incomplete
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Tamilnad Mercantile Bank Limited owes ₹0.87 for every ₹1 it owns. Net profit rose 13% in the year to Mar 2026, and grew 9% a year on average over 3 years.
Compared with Financial Services companies in India · latest annual results Mar 2026.
P/E ratio
9.2Investors pay ₹9.2 for every ₹1 of Tamilnad Mercantile Bank Limited's yearly profit, lower than 74% of Financial Services companies in India.
P/B ratio
1.26The share price is 1.26 times Tamilnad Mercantile Bank Limited's book value per share, lower than 56% of Financial Services companies in India.
Market cap
₹13,321 CrThe total market value of all of Tamilnad Mercantile Bank Limited's shares at today's price (share price × number of shares), larger than 62% of Financial Services companies in India. PosiCap size class: Meso Cap.
Net worth (book value)
₹10,562 CrWhat Tamilnad Mercantile Bank Limited would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
₹667.00Net worth divided by the number of shares. The share price of ₹841.25 is 1.3 times this, which is the P/B above.
Return on equity (ROE)
14.5%Tamilnad Mercantile Bank Limited earned 14.5% on its shareholders' money over the last year, higher than 72% of Financial Services companies in India.
Owes vs Owns
0.87×Tamilnad Mercantile Bank Limited owes ₹0.87 for every ₹1 it owns (high), higher than 78% of Financial Services companies in India. Banks and lenders usually show higher figures.
Dividend yield
1.47%Tamilnad Mercantile Bank Limited pays 1.47% of its share price as dividends a year, higher than 63% of dividend-paying Financial Services companies in India.
Revenue growth
+8%Revenue rose 8% in the year to Mar 2026, and grew 8% a year on average over 3 years.
Profit growth
+13%Net profit rose 13% in the year to Mar 2026, and grew 9% a year on average over 3 years.
Profit margin
39.3%Tamilnad Mercantile Bank Limited keeps ₹39 of every ₹100 of revenue as net profit.
Questions
What is Tamilnad Mercantile Bank Limited's P/E ratio?
Investors pay ₹9.2 for every ₹1 of Tamilnad Mercantile Bank Limited's yearly profit, lower than 74% of Financial Services companies in India.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Tamilnad Mercantile Bank Limited: ₹13,321 Cr ÷ ₹10,562 Cr (30 Jun 2026) = 1.3.
What is Tamilnad Mercantile Bank Limited's return on equity?
Tamilnad Mercantile Bank Limited earned 14.5% on its shareholders' money over the last year, higher than 72% of Financial Services companies in India.
How much does Tamilnad Mercantile Bank Limited owe compared with what it owns?
Tamilnad Mercantile Bank Limited owes ₹0.87 for every ₹1 it owns (high), higher than 78% of Financial Services companies in India. Banks and lenders usually show higher figures.
Does Tamilnad Mercantile Bank Limited pay a dividend?
Yes. Tamilnad Mercantile Bank Limited pays 1.47% of its share price as dividends a year, higher than 63% of dividend-paying Financial Services companies in India.
Is Tamilnad Mercantile Bank Limited's revenue growing?
Revenue rose 8% in the year to Mar 2026, and grew 8% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.