The Hanover Insurance Group, Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from The Hanover Insurance Group, Inc.'s yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 2/3Sales grew in 3 of the last 3 years; profit grew in 2 of 3.
Steadier than 79% of Financial Services companies in United States.
Growth Efficiency Ratio
$48Sales grew 21% in 3 years; of every extra $100 of sales, $48 became extra profit.
Higher than 75% of Financial Services companies in United States.
Asset Productivity Ratio
+21% / +21%In 3 years sales changed by +21% while total assets changed by +21%. Both moved at about the same pace.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
99%Of every $100 the company owns, $99 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 68% of Financial Services companies in United States.
Tangible Net Worth Ratio
95%Of every $100 of net worth, $95 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 77% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
The Hanover Insurance Group, Inc. owes $0.78 for every $1 it owns. Net profit rose 56% in the year to Dec 2025, and grew 79% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
11.5Investors pay $11.5 for every $1 of The Hanover Insurance Group, Inc.'s yearly profit, lower than 65% of Financial Services companies in United States.
P/B ratio
2.27The share price is 2.27 times The Hanover Insurance Group, Inc.'s book value per share, higher than 83% of Financial Services companies in United States.
Market cap
$8.3 BThe total market value of all of The Hanover Insurance Group, Inc.'s shares at today's price (share price × number of shares), larger than 85% of Financial Services companies in United States. PosiCap size class: Meso Cap.
Net worth (book value)
$3.7 BWhat The Hanover Insurance Group, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$105.47Net worth divided by the number of shares. The share price of $239.59 is 2.3 times this, which is the P/B above.
Return on equity (ROE)
21.9%The Hanover Insurance Group, Inc. earned 21.9% on its shareholders' money over the last year, higher than 88% of Financial Services companies in United States.
Owes vs Owns
0.78×The Hanover Insurance Group, Inc. owes $0.78 for every $1 it owns (moderate), lower than 54% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
1.64%The Hanover Insurance Group, Inc. pays 1.64% of its share price as dividends a year, lower than 78% of dividend-paying Financial Services companies in United States.
Revenue growth
+6%Revenue rose 6% in the year to Dec 2025, and grew 7% a year on average over 3 years.
Profit growth
+56%Net profit rose 56% in the year to Dec 2025, and grew 79% a year on average over 3 years.
Profit margin
10.1%The Hanover Insurance Group, Inc. keeps $10 of every $100 of revenue as net profit.
Questions
What is The Hanover Insurance Group, Inc.'s P/E ratio?
Investors pay $11.5 for every $1 of The Hanover Insurance Group, Inc.'s yearly profit, lower than 65% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For The Hanover Insurance Group, Inc.: $8.3 B ÷ $3.7 B (30 Jun 2026) = 2.3.
What is The Hanover Insurance Group, Inc.'s return on equity?
The Hanover Insurance Group, Inc. earned 21.9% on its shareholders' money over the last year, higher than 88% of Financial Services companies in United States.
How much does The Hanover Insurance Group, Inc. owe compared with what it owns?
The Hanover Insurance Group, Inc. owes $0.78 for every $1 it owns (moderate), lower than 54% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does The Hanover Insurance Group, Inc. pay a dividend?
Yes. The Hanover Insurance Group, Inc. pays 1.64% of its share price as dividends a year, lower than 78% of dividend-paying Financial Services companies in United States.
Is The Hanover Insurance Group, Inc.'s revenue growing?
Revenue rose 6% in the year to Dec 2025, and grew 7% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.