First Financial Corporation
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from First Financial Corporation's yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
2/3 · 1/3Sales grew in 2 of the last 3 years; profit grew in 1 of 3.
Less steady than 71% of Financial Services companies in United States.
Growth Efficiency Ratio
$16Sales grew 24% in 3 years; of every extra $100 of sales, $16 became extra profit.
Lower than 60% of Financial Services companies in United States.
Asset Productivity Ratio
+24% / +15%In 3 years sales changed by +24% while total assets changed by +15%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
98%Of every $100 the company owns, $98 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 53% of Financial Services companies in United States.
Tangible Net Worth Ratio
82%Of every $100 of net worth, $82 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
Less tangible than 52% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
First Financial Corporation owes $0.89 for every $1 it owns. Net profit rose 68% in the year to Dec 2025, and grew 4% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
10.7Investors pay $10.7 for every $1 of First Financial Corporation's yearly profit, lower than 74% of Financial Services companies in United States.
P/B ratio
1.34The share price is 1.34 times First Financial Corporation's book value per share, higher than 56% of Financial Services companies in United States.
Market cap
$906 MThe total market value of all of First Financial Corporation's shares at today's price (share price × number of shares), larger than 54% of Financial Services companies in United States. PosiCap size class: Mini Cap.
Net worth (book value)
$676 MWhat First Financial Corporation would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$56.83Net worth divided by the number of shares. The share price of $76.18 is 1.3 times this, which is the P/B above.
Return on equity (ROE)
13.4%First Financial Corporation earned 13.4% on its shareholders' money over the last year, higher than 69% of Financial Services companies in United States.
Owes vs Owns
0.89×First Financial Corporation owes $0.89 for every $1 it owns (high), higher than 74% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
3.01%First Financial Corporation pays 3.01% of its share price as dividends a year, higher than 54% of dividend-paying Financial Services companies in United States.
Revenue growth
+20%Revenue rose 20% in the year to Dec 2025, and grew 7% a year on average over 3 years.
Profit growth
+68%Net profit rose 68% in the year to Dec 2025, and grew 4% a year on average over 3 years.
Profit margin
30.3%First Financial Corporation keeps $30 of every $100 of revenue as net profit.
Questions
What is First Financial Corporation's P/E ratio?
Investors pay $10.7 for every $1 of First Financial Corporation's yearly profit, lower than 74% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For First Financial Corporation: $906 M ÷ $676 M (30 Jun 2026) = 1.3.
What is First Financial Corporation's return on equity?
First Financial Corporation earned 13.4% on its shareholders' money over the last year, higher than 69% of Financial Services companies in United States.
How much does First Financial Corporation owe compared with what it owns?
First Financial Corporation owes $0.89 for every $1 it owns (high), higher than 74% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does First Financial Corporation pay a dividend?
Yes. First Financial Corporation pays 3.01% of its share price as dividends a year, higher than 54% of dividend-paying Financial Services companies in United States.
Is First Financial Corporation's revenue growing?
Revenue rose 20% in the year to Dec 2025, and grew 7% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.