Truist Financial Corporation
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Truist Financial Corporation's yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
2/3 · 2/3Sales grew in 2 of the last 3 years; profit grew in 2 of 3.
Steadier than 53% of Financial Services companies in United States.
Growth Efficiency Ratio
—Sales barely changed
Sales changed by +2% in 3 years, too little to measure extra profit per extra sales.
Asset Productivity Ratio
+2% / -1%In 3 years sales changed by +2% while total assets changed by -1%. Both moved at about the same pace.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
96%Of every $100 the company owns, $96 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
Less tangible than 69% of Financial Services companies in United States.
Tangible Net Worth Ratio
66%Of every $100 of net worth, $66 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
Less tangible than 76% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Truist Financial Corporation owes $0.88 for every $1 it owns. Net profit rose 10% in the year to Dec 2025, and shrank 5% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
12.5Investors pay $12.5 for every $1 of Truist Financial Corporation's yearly profit, lower than 51% of Financial Services companies in United States.
P/B ratio
0.92The share price is 0.92 times Truist Financial Corporation's book value per share, lower than 76% of Financial Services companies in United States.
Market cap
$59.2 BThe total market value of all of Truist Financial Corporation's shares at today's price (share price × number of shares), larger than 96% of Financial Services companies in United States. PosiCap size class: Tito Cap.
Net worth (book value)
$64.2 BWhat Truist Financial Corporation would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (31 Mar 2026).
Book value per share
$52.56Net worth divided by the number of shares. The share price of $48.42 is 0.9 times this, which is the P/B above.
Return on equity (ROE)
8.2%Truist Financial Corporation earned 8.2% on its shareholders' money over the last year, lower than 64% of Financial Services companies in United States.
Owes vs Owns
0.88×Truist Financial Corporation owes $0.88 for every $1 it owns (high), higher than 66% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
4.36%Truist Financial Corporation pays 4.36% of its share price as dividends a year, higher than 71% of dividend-paying Financial Services companies in United States.
Revenue growth
+53%Revenue rose 53% in the year to Dec 2025, and grew 1% a year on average over 3 years.
Profit growth
+10%Net profit rose 10% in the year to Dec 2025, and shrank 5% a year on average over 3 years.
Profit margin
26.1%Truist Financial Corporation keeps $26 of every $100 of revenue as net profit.
Questions
What is Truist Financial Corporation's P/E ratio?
Investors pay $12.5 for every $1 of Truist Financial Corporation's yearly profit, lower than 51% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Truist Financial Corporation: $59.2 B ÷ $64.2 B (31 Mar 2026) = 0.9.
What is Truist Financial Corporation's return on equity?
Truist Financial Corporation earned 8.2% on its shareholders' money over the last year, lower than 64% of Financial Services companies in United States.
How much does Truist Financial Corporation owe compared with what it owns?
Truist Financial Corporation owes $0.88 for every $1 it owns (high), higher than 66% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does Truist Financial Corporation pay a dividend?
Yes. Truist Financial Corporation pays 4.36% of its share price as dividends a year, higher than 71% of dividend-paying Financial Services companies in United States.
Is Truist Financial Corporation's revenue growing?
Revenue rose 53% in the year to Dec 2025, and grew 1% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.