Tera Software Limited
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Tera Software Limited's yearly results (2023–2026), compared with Technology companies in India. Tap ? on any ratio for what it means.
What stands out
- Self-Funding Ratio: Over the last 3 years operating cash was negative while the company kept spending on investment (capex). Lower than 92% of Technology companies in India.
- Profit Cash Ratio: Over the last 3 years, every ₹100 of reported profit came with ₹-25 of operating cash. Lower than 86% of Technology companies in India.
Where ₹100 of sales goes
Latest year (Mar 2026). Taxes and other income are not shown, so the parts need not add up to 100.
Cash quality
Profit Cash Ratio
₹-25Over the last 3 years, every ₹100 of reported profit came with ₹-25 of operating cash.
Lower than 86% of Technology companies in India.
Self-Funding Ratio
-3.3×Over the last 3 years operating cash was negative while the company kept spending on investment (capex).
Lower than 92% of Technology companies in India.
Cash Locked Ratio
₹16For every ₹100 of sales, ₹16 is tied up in day-to-day operations (money owed by customers + stock − money owed to suppliers), against ₹63 tied up three years earlier.
Less money tied up than 61% of Technology companies in India.
Growth quality
Steadiness Ratio
2/3 · 3/3Sales grew in 2 of the last 3 years; profit grew in 3 of 3.
Steadier than 52% of Technology companies in India.
Growth Efficiency Ratio
₹18Sales grew 104% in 3 years; of every extra ₹100 of sales, ₹18 became extra profit.
Higher than 73% of Technology companies in India.
Asset Productivity Ratio
+104% / +65%In 3 years sales changed by +104% while total assets changed by +65%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
-0.4×Operating cash was negative last year, while some debt falls due within a year.
Lower than 82% of Technology companies in India.
Cash Cushion Ratio
−15%Debt, after subtracting cash, equals 15% of its market value (net debt).
Lower than 83% of Technology companies in India.
Tangible Assets Ratio
—Data incomplete
Tangible Net Worth Ratio
—Data incomplete
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (14)
Tera Software Limited owes ₹0.55 for every ₹1 it owns. Net profit rose 163% in the year to Mar 2026, and grew 93% a year on average over 3 years.
Compared with Technology companies in India · latest annual results Mar 2026.
P/E ratio
10.4Investors pay ₹10.4 for every ₹1 of Tera Software Limited's yearly profit, lower than 87% of Technology companies in India.
P/B ratio
1.77The share price is 1.77 times Tera Software Limited's book value per share, lower than 75% of Technology companies in India.
Market cap
₹259 CrThe total market value of all of Tera Software Limited's shares at today's price (share price × number of shares), smaller than 83% of Technology companies in India. PosiCap size class: Micro Cap.
Net worth (book value)
₹146 CrWhat Tera Software Limited would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (31 Mar 2026).
Book value per share
₹116.66Net worth divided by the number of shares. The share price of ₹206.64 is 1.8 times this, which is the P/B above.
Return on equity (ROE)
17.0%Tera Software Limited earned 17.0% on its shareholders' money over the last year, higher than 67% of Technology companies in India.
Owes vs Owns
0.55×Tera Software Limited owes ₹0.55 for every ₹1 it owns (moderate), higher than 78% of Technology companies in India.
Dividend yield
0.53%Tera Software Limited pays 0.53% of its share price as dividends a year, lower than 60% of dividend-paying Technology companies in India.
Revenue growth
+122%Revenue rose 122% in the year to Mar 2026, and grew 27% a year on average over 3 years.
Profit growth
+163%Net profit rose 163% in the year to Mar 2026, and grew 93% a year on average over 3 years.
Profit margin
10.4%Tera Software Limited keeps ₹10 of every ₹100 of revenue as net profit.
Cash quality
-0.6×Cash from Tera Software Limited's business was -0.6× its reported profit in the year to Mar 2026 — the business used cash even though it reported a profit.
Interest cover
10.9×Tera Software Limited's operating profit covered its interest costs 10.9 times in the year to Mar 2026.
Cash vs debt
Net debtTera Software Limited had ₹39 Cr more debt than cash (net debt) at Mar 2026.
Questions
What is Tera Software Limited's P/E ratio?
Investors pay ₹10.4 for every ₹1 of Tera Software Limited's yearly profit, lower than 87% of Technology companies in India.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Tera Software Limited: ₹259 Cr ÷ ₹146 Cr (31 Mar 2026) = 1.8.
What is Tera Software Limited's return on equity?
Tera Software Limited earned 17.0% on its shareholders' money over the last year, higher than 67% of Technology companies in India.
How much does Tera Software Limited owe compared with what it owns?
Tera Software Limited owes ₹0.55 for every ₹1 it owns (moderate), higher than 78% of Technology companies in India.
Does Tera Software Limited pay a dividend?
Yes. Tera Software Limited pays 0.53% of its share price as dividends a year, lower than 60% of dividend-paying Technology companies in India.
Is Tera Software Limited's revenue growing?
Revenue rose 122% in the year to Mar 2026, and grew 27% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.