Third Coast Bancshares, Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Third Coast Bancshares, Inc.'s yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
What stands out
- Steadiness Ratio: Sales and profit both grew in each of the last 3 years. Steadier than 94% of Financial Services companies in United States.
- Tangible Assets Ratio: Of every $100 the company owns, $100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles. More tangible than 85% of Financial Services companies in United States.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 3/3Sales and profit both grew in each of the last 3 years.
Steadier than 94% of Financial Services companies in United States.
Growth Efficiency Ratio
$56Sales grew 69% in 3 years; of every extra $100 of sales, $56 became extra profit.
Higher than 83% of Financial Services companies in United States.
Asset Productivity Ratio
+69% / +42%In 3 years sales changed by +69% while total assets changed by +42%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
100%Of every $100 the company owns, $100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 85% of Financial Services companies in United States.
Tangible Net Worth Ratio
96%Of every $100 of net worth, $96 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 82% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Third Coast Bancshares, Inc. owes $0.90 for every $1 it owns. Net profit rose 39% in the year to Dec 2025, and grew 53% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
10.0Investors pay $10.0 for every $1 of Third Coast Bancshares, Inc.'s yearly profit, lower than 79% of Financial Services companies in United States.
P/B ratio
0.99The share price is 0.99 times Third Coast Bancshares, Inc.'s book value per share, lower than 72% of Financial Services companies in United States.
Market cap
$666 MThe total market value of all of Third Coast Bancshares, Inc.'s shares at today's price (share price × number of shares), smaller than 52% of Financial Services companies in United States. PosiCap size class: Mini Cap.
Net worth (book value)
$671 MWhat Third Coast Bancshares, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$40.27Net worth divided by the number of shares. The share price of $40.00 is 1.0 times this, which is the P/B above.
Return on equity (ROE)
12.7%Third Coast Bancshares, Inc. earned 12.7% on its shareholders' money over the last year, higher than 65% of Financial Services companies in United States.
Owes vs Owns
0.90×Third Coast Bancshares, Inc. owes $0.90 for every $1 it owns (high), higher than 81% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
NoneThird Coast Bancshares, Inc. does not currently pay a dividend.
Revenue growth
+22%Revenue rose 22% in the year to Dec 2025, and grew 19% a year on average over 3 years.
Profit growth
+39%Net profit rose 39% in the year to Dec 2025, and grew 53% a year on average over 3 years.
Profit margin
31.9%Third Coast Bancshares, Inc. keeps $32 of every $100 of revenue as net profit.
Questions
What is Third Coast Bancshares, Inc.'s P/E ratio?
Investors pay $10.0 for every $1 of Third Coast Bancshares, Inc.'s yearly profit, lower than 79% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Third Coast Bancshares, Inc.: $666 M ÷ $671 M (30 Jun 2026) = 1.0.
What is Third Coast Bancshares, Inc.'s return on equity?
Third Coast Bancshares, Inc. earned 12.7% on its shareholders' money over the last year, higher than 65% of Financial Services companies in United States.
How much does Third Coast Bancshares, Inc. owe compared with what it owns?
Third Coast Bancshares, Inc. owes $0.90 for every $1 it owns (high), higher than 81% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does Third Coast Bancshares, Inc. pay a dividend?
No. Third Coast Bancshares, Inc. does not currently pay a dividend.
Is Third Coast Bancshares, Inc.'s revenue growing?
Revenue rose 22% in the year to Dec 2025, and grew 19% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.