TriCo Bancshares
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from TriCo Bancshares's yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
2/3 · 1/3Sales grew in 2 of the last 3 years; profit grew in 1 of 3.
Less steady than 71% of Financial Services companies in United States.
Growth Efficiency Ratio
—Sales barely changed
Sales changed by +2% in 3 years, too little to measure extra profit per extra sales.
Asset Productivity Ratio
+2% / -1%In 3 years sales changed by +2% while total assets changed by -1%. Both moved at about the same pace.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
97%Of every $100 the company owns, $97 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
Less tangible than 62% of Financial Services companies in United States.
Tangible Net Worth Ratio
77%Of every $100 of net worth, $77 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
Less tangible than 61% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
TriCo Bancshares owes $0.86 for every $1 it owns. Net profit rose 6% in the year to Dec 2025, and shrank 1% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
13.0Investors pay $13.0 for every $1 of TriCo Bancshares' yearly profit, higher than 53% of Financial Services companies in United States.
P/B ratio
1.29The share price is 1.29 times TriCo Bancshares' book value per share, higher than 51% of Financial Services companies in United States.
Market cap
$1.7 BThe total market value of all of TriCo Bancshares' shares at today's price (share price × number of shares), larger than 65% of Financial Services companies in United States. PosiCap size class: Meso Cap.
Net worth (book value)
$1.3 BWhat TriCo Bancshares would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$42.03Net worth divided by the number of shares. The share price of $54.39 is 1.3 times this, which is the P/B above.
Return on equity (ROE)
10.4%TriCo Bancshares earned 10.4% on its shareholders' money over the last year, lower than 52% of Financial Services companies in United States.
Owes vs Owns
0.86×TriCo Bancshares owes $0.86 for every $1 it owns (high), higher than 57% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
2.73%TriCo Bancshares pays 2.73% of its share price as dividends a year, lower than 52% of dividend-paying Financial Services companies in United States.
Revenue growth
+6%Revenue rose 6% in the year to Dec 2025, and grew 1% a year on average over 3 years.
Profit growth
+6%Net profit rose 6% in the year to Dec 2025, and shrank 1% a year on average over 3 years.
Profit margin
29.6%TriCo Bancshares keeps $30 of every $100 of revenue as net profit.
Questions
What is TriCo Bancshares' P/E ratio?
Investors pay $13.0 for every $1 of TriCo Bancshares' yearly profit, higher than 53% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For TriCo Bancshares: $1.7 B ÷ $1.3 B (30 Jun 2026) = 1.3.
What is TriCo Bancshares' return on equity?
TriCo Bancshares earned 10.4% on its shareholders' money over the last year, lower than 52% of Financial Services companies in United States.
How much does TriCo Bancshares owe compared with what it owns?
TriCo Bancshares owes $0.86 for every $1 it owns (high), higher than 57% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does TriCo Bancshares pay a dividend?
Yes. TriCo Bancshares pays 2.73% of its share price as dividends a year, lower than 52% of dividend-paying Financial Services companies in United States.
Is TriCo Bancshares' revenue growing?
Revenue rose 6% in the year to Dec 2025, and grew 1% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.