Texas Capital Bancshares, Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Texas Capital Bancshares, Inc.'s yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
What stands out
- Tangible Net Worth Ratio: Of every $100 of net worth, $100 is tangible; the rest is goodwill and other intangibles, often from buying other companies. More tangible than 98% of Financial Services companies in United States.
- Tangible Assets Ratio: Of every $100 the company owns, $100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles. More tangible than 98% of Financial Services companies in United States.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
2/3 · 1/3Sales grew in 2 of the last 3 years; profit grew in 1 of 3.
Less steady than 71% of Financial Services companies in United States.
Growth Efficiency Ratio
−$1Sales grew 29% in 3 years, but profit fell: $1 less profit per $100 of extra sales.
Lower than 77% of Financial Services companies in United States.
Asset Productivity Ratio
+29% / +11%In 3 years sales changed by +29% while total assets changed by +11%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
100%Of every $100 the company owns, $100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 98% of Financial Services companies in United States.
Tangible Net Worth Ratio
100%Of every $100 of net worth, $100 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 98% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Texas Capital Bancshares, Inc. owes $0.89 for every $1 it owns. Net profit rose 326% in the year to Dec 2025, and shrank 0% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
12.8Investors pay $12.8 for every $1 of Texas Capital Bancshares, Inc.'s yearly profit, higher than 52% of Financial Services companies in United States.
P/B ratio
1.18The share price is 1.18 times Texas Capital Bancshares, Inc.'s book value per share, lower than 59% of Financial Services companies in United States.
Market cap
$4.3 BThe total market value of all of Texas Capital Bancshares, Inc.'s shares at today's price (share price × number of shares), larger than 78% of Financial Services companies in United States. PosiCap size class: Meso Cap.
Net worth (book value)
$3.6 BWhat Texas Capital Bancshares, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$83.90Net worth divided by the number of shares. The share price of $98.78 is 1.2 times this, which is the P/B above.
Return on equity (ROE)
10.2%Texas Capital Bancshares, Inc. earned 10.2% on its shareholders' money over the last year, lower than 53% of Financial Services companies in United States.
Owes vs Owns
0.89×Texas Capital Bancshares, Inc. owes $0.89 for every $1 it owns (high), higher than 76% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
0.86%Texas Capital Bancshares, Inc. pays 0.86% of its share price as dividends a year, lower than 92% of dividend-paying Financial Services companies in United States.
Revenue growth
+35%Revenue rose 35% in the year to Dec 2025, and grew 9% a year on average over 3 years.
Profit growth
+326%Net profit rose 326% in the year to Dec 2025, and shrank 0% a year on average over 3 years.
Profit margin
26.3%Texas Capital Bancshares, Inc. keeps $26 of every $100 of revenue as net profit.
Questions
What is Texas Capital Bancshares, Inc.'s P/E ratio?
Investors pay $12.8 for every $1 of Texas Capital Bancshares, Inc.'s yearly profit, higher than 52% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Texas Capital Bancshares, Inc.: $4.3 B ÷ $3.6 B (30 Jun 2026) = 1.2.
What is Texas Capital Bancshares, Inc.'s return on equity?
Texas Capital Bancshares, Inc. earned 10.2% on its shareholders' money over the last year, lower than 53% of Financial Services companies in United States.
How much does Texas Capital Bancshares, Inc. owe compared with what it owns?
Texas Capital Bancshares, Inc. owes $0.89 for every $1 it owns (high), higher than 76% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does Texas Capital Bancshares, Inc. pay a dividend?
Yes. Texas Capital Bancshares, Inc. pays 0.86% of its share price as dividends a year, lower than 92% of dividend-paying Financial Services companies in United States.
Is Texas Capital Bancshares, Inc.'s revenue growing?
Revenue rose 35% in the year to Dec 2025, and grew 9% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.