Suryoday Small Finance Bank Limited
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Suryoday Small Finance Bank Limited's yearly results (2023–2026), compared with Financial Services companies in India. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 2/3Sales grew in 3 of the last 3 years; profit grew in 2 of 3.
Steadier than 56% of Financial Services companies in India.
Growth Efficiency Ratio
₹12Sales grew 73% in 3 years; of every extra ₹100 of sales, ₹12 became extra profit.
Lower than 65% of Financial Services companies in India.
Asset Productivity Ratio
+73% / +102%In 3 years sales changed by +73% while total assets changed by +102%. Assets grew faster than sales.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
—Data incomplete
Tangible Net Worth Ratio
—Data incomplete
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Suryoday Small Finance Bank Limited owes ₹0.90 for every ₹1 it owns. Net profit rose 32% in the year to Mar 2026, and grew 25% a year on average over 3 years.
Compared with Financial Services companies in India · latest annual results Mar 2026.
P/E ratio
7.3Investors pay ₹7.3 for every ₹1 of Suryoday Small Finance Bank Limited's yearly profit, lower than 83% of Financial Services companies in India.
P/B ratio
0.68The share price is 0.68 times Suryoday Small Finance Bank Limited's book value per share, lower than 83% of Financial Services companies in India.
Market cap
₹1,408 CrThe total market value of all of Suryoday Small Finance Bank Limited's shares at today's price (share price × number of shares), smaller than 62% of Financial Services companies in India. PosiCap size class: Mini Cap.
Net worth (book value)
₹2,078 CrWhat Suryoday Small Finance Bank Limited would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (31 Mar 2026).
Book value per share
₹195.52Net worth divided by the number of shares. The share price of ₹132.49 is 0.7 times this, which is the P/B above.
Return on equity (ROE)
9.2%Suryoday Small Finance Bank Limited earned 9.2% on its shareholders' money over the last year, lower than 60% of Financial Services companies in India.
Owes vs Owns
0.90×Suryoday Small Finance Bank Limited owes ₹0.90 for every ₹1 it owns (high), higher than 84% of Financial Services companies in India. Banks and lenders usually show higher figures.
Dividend yield
1.01%Suryoday Small Finance Bank Limited pays 1.01% of its share price as dividends a year, higher than 54% of dividend-paying Financial Services companies in India.
Revenue growth
+10%Revenue rose 10% in the year to Mar 2026, and grew 20% a year on average over 3 years.
Profit growth
+32%Net profit rose 32% in the year to Mar 2026, and grew 25% a year on average over 3 years.
Profit margin
10.4%Suryoday Small Finance Bank Limited keeps ₹10 of every ₹100 of revenue as net profit.
Questions
What is Suryoday Small Finance Bank Limited's P/E ratio?
Investors pay ₹7.3 for every ₹1 of Suryoday Small Finance Bank Limited's yearly profit, lower than 83% of Financial Services companies in India.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Suryoday Small Finance Bank Limited: ₹1,408 Cr ÷ ₹2,078 Cr (31 Mar 2026) = 0.7.
What is Suryoday Small Finance Bank Limited's return on equity?
Suryoday Small Finance Bank Limited earned 9.2% on its shareholders' money over the last year, lower than 60% of Financial Services companies in India.
How much does Suryoday Small Finance Bank Limited owe compared with what it owns?
Suryoday Small Finance Bank Limited owes ₹0.90 for every ₹1 it owns (high), higher than 84% of Financial Services companies in India. Banks and lenders usually show higher figures.
Does Suryoday Small Finance Bank Limited pay a dividend?
Yes. Suryoday Small Finance Bank Limited pays 1.01% of its share price as dividends a year, higher than 54% of dividend-paying Financial Services companies in India.
Is Suryoday Small Finance Bank Limited's revenue growing?
Revenue rose 10% in the year to Mar 2026, and grew 20% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.