St. James's Place plc
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from St. James's Place plc's yearly results (2022–2025), compared with Financial Services companies in United Kingdom. Tap ? on any ratio for what it means.
What stands out
- Tangible Assets Ratio: Of every £100 the company owns, £100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles. More tangible than 97% of Financial Services companies in United Kingdom.
- Tangible Net Worth Ratio: Of every £100 of net worth, £98 is tangible; the rest is goodwill and other intangibles, often from buying other companies. More tangible than 90% of Financial Services companies in United Kingdom.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 2/3Sales grew in 3 of the last 3 years; profit grew in 2 of 3.
Steadier than 62% of Financial Services companies in United Kingdom.
Growth Efficiency Ratio
—Data incomplete
Asset Productivity Ratio
—Data incomplete
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
100%Of every £100 the company owns, £100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 97% of Financial Services companies in United Kingdom.
Tangible Net Worth Ratio
98%Of every £100 of net worth, £98 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 90% of Financial Services companies in United Kingdom.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
St. James's Place plc owes £0.99 for every £1 it owns. Net profit rose 33% in the year to Dec 2025, and grew 9% a year on average over 3 years.
Compared with Financial Services companies in United Kingdom · latest annual results Dec 2025.
P/E ratio
10.1Investors pay £10.1 for every £1 of St. James's Place plc's yearly profit, lower than 77% of Financial Services companies in United Kingdom.
P/B ratio
3.59The share price is 3.59 times St. James's Place plc's book value per share, higher than 78% of Financial Services companies in United Kingdom.
Market cap
£5.3 BThe total market value of all of St. James's Place plc's shares at today's price (share price × number of shares), smaller than 91% of Financial Services companies in United Kingdom. PosiCap size class: Meso Cap.
Net worth (book value)
£1.5 BWhat St. James's Place plc would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (31 Dec 2025).
Book value per share
£3.00Net worth divided by the number of shares. The share price of £10.77 is 3.6 times this, which is the P/B above.
Return on equity (ROE)
38.5%St. James's Place plc earned 38.5% on its shareholders' money over the last year, higher than 91% of Financial Services companies in United Kingdom.
Owes vs Owns
0.99×St. James's Place plc owes £0.99 for every £1 it owns (high), higher than 91% of Financial Services companies in United Kingdom. Banks and lenders usually show higher figures.
Dividend yield
1.66%St. James's Place plc pays 1.66% of its share price as dividends a year, lower than 78% of dividend-paying Financial Services companies in United Kingdom.
Revenue growth
+16%Revenue rose 16% in the year to Dec 2025.
Profit growth
+33%Net profit rose 33% in the year to Dec 2025, and grew 9% a year on average over 3 years.
Profit margin
1.8%St. James's Place plc keeps £2 of every £100 of revenue as net profit.
Questions
What is St. James's Place plc's P/E ratio?
Investors pay £10.1 for every £1 of St. James's Place plc's yearly profit, lower than 77% of Financial Services companies in United Kingdom.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For St. James's Place plc: £5.3 B ÷ £1.5 B (31 Dec 2025) = 3.6.
What is St. James's Place plc's return on equity?
St. James's Place plc earned 38.5% on its shareholders' money over the last year, higher than 91% of Financial Services companies in United Kingdom.
How much does St. James's Place plc owe compared with what it owns?
St. James's Place plc owes £0.99 for every £1 it owns (high), higher than 91% of Financial Services companies in United Kingdom. Banks and lenders usually show higher figures.
Does St. James's Place plc pay a dividend?
Yes. St. James's Place plc pays 1.66% of its share price as dividends a year, lower than 78% of dividend-paying Financial Services companies in United Kingdom.
Is St. James's Place plc's revenue growing?
Revenue rose 16% in the year to Dec 2025.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.