Stem, Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Stem, Inc.'s yearly results (2022–2025), compared with Utilities companies in United States. Tap ? on any ratio for what it means.
What stands out
- Self-Funding Ratio: Over the last 3 years operating cash was negative while the company kept spending on investment (capex). Lower than almost all Utilities companies in United States.
- Cash Cushion Ratio: Debt, after subtracting cash, is 9.5 times its market value (net debt). Lower than almost all Utilities companies in United States.
- Tangible Assets Ratio: Of every $100 the company owns, $60 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles. Less tangible than 94% of Utilities companies in United States.
Where $100 of sales goes
Latest year (Dec 2025). Taxes and other income are not shown, so the parts need not add up to 100.
Cash quality
Profit Cash Ratio
—Loss-making or profit too small
Over the last 3 years profit was a loss or under 2% of sales, so cash per 100 of profit is not meaningful.
Self-Funding Ratio
-6.5×Over the last 3 years operating cash was negative while the company kept spending on investment (capex).
Lower than almost all Utilities companies in United States.
Cash Locked Ratio
$21For every $100 of sales, $21 is tied up in day-to-day operations (money owed by customers + stock − money owed to suppliers), against $41 tied up three years earlier.
More money tied up than 91% of Utilities companies in United States.
Growth quality
Steadiness Ratio
2/3 · 1/3Sales grew in 2 of the last 3 years; profit grew in 1 of 3.
Less steady than 73% of Utilities companies in United States.
Growth Efficiency Ratio
—Sales fell 57%
Sales fell 57% in 3 years, so extra profit per extra sales cannot be measured.
Asset Productivity Ratio
-57% / -78%In 3 years sales changed by -57% while total assets changed by -78%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
2.3×Debt due within a year is covered 2.3 times by its yearly operating cash.
Higher than 64% of Utilities companies in United States.
Cash Cushion Ratio
9.5× debtDebt, after subtracting cash, is 9.5 times its market value (net debt).
Lower than almost all Utilities companies in United States.
Tangible Assets Ratio
60%Of every $100 the company owns, $60 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
Less tangible than 94% of Utilities companies in United States.
Tangible Net Worth Ratio
—Data incomplete
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (12)
Stem, Inc. made a loss over the last year. Stem, Inc. owes $1.97 for every $1 it owns. Stem, Inc. returned to profit in the year to Dec 2025, after a loss the year before.
Compared with Utilities companies in United States · latest annual results Dec 2025.
P/E ratio
LossStem, Inc. made a loss over the last year, so its P/E ratio is not meaningful.
P/B ratio
-0.11Stem, Inc.'s book value is negative (it owes more than it owns), so P/B is not meaningful.
Market cap
$29 MThe total market value of all of Stem, Inc.'s shares at today's price (share price × number of shares), smaller than 96% of Utilities companies in United States. PosiCap size class: Micro Cap.
Net worth (book value)
NegativeStem, Inc.'s net worth is negative ($270 M below zero, balance sheet 30 Jun 2026): it owes more than it owns, so book value per share and P/B are not meaningful.
Owes vs Owns
1.97×Stem, Inc. owes $1.97 for every $1 it owns, so it owes more than it owns, higher than 98% of Utilities companies in United States.
Dividend yield
NoneStem, Inc. does not currently pay a dividend.
Revenue growth
+8%Revenue rose 8% in the year to Dec 2025, and shrank 24% a year on average over 3 years.
Profit growth
Back to profitStem, Inc. returned to profit in the year to Dec 2025, after a loss the year before.
Profit margin
88.2%Stem, Inc. keeps $88 of every $100 of revenue as net profit.
Cash quality
0.0×Cash from Stem, Inc.'s business was 0.0× its reported profit in the year to Dec 2025 — less cash came in than the profit reported.
Interest cover
Not coveredStem, Inc.'s operating profit did not cover its interest costs in the year to Dec 2025.
Cash vs debt
Net debtStem, Inc. had $276 M more debt than cash (net debt) at Dec 2025.
Questions
How much does Stem, Inc. owe compared with what it owns?
Stem, Inc. owes $1.97 for every $1 it owns, so it owes more than it owns, higher than 98% of Utilities companies in United States.
Does Stem, Inc. pay a dividend?
No. Stem, Inc. does not currently pay a dividend.
Is Stem, Inc.'s revenue growing?
Revenue rose 8% in the year to Dec 2025, and shrank 24% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.