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Summit State Bank
Summit State Bank Score & Ratio Trend
| Date | Score | P/E | P/B | D/E | Price |
|---|---|---|---|---|---|
| Oct 2026 | 22,398 | 37.2 | 0.81 | 0.06 | 1,165.96 |
| Oct 2026 | 22,398 | 37.2 | 0.81 | 0.06 | 1,166.12 |
| Oct 2026 | 22,353 | 37.6 | 0.82 | 0.06 | 1,173.99 |
| Oct 2026 | 22,449 | 36.8 | 0.80 | 0.06 | 1,152.02 |
| Oct 2026 | 22,512 | 36.3 | 0.79 | 0.06 | 1,136.85 |
| Oct 2026 | 22,512 | 36.3 | 0.79 | 0.06 | 1,134.04 |
| Oct 2026 | 22,447 | 36.8 | 0.80 | 0.06 | 1,147.32 |
Summit State Bank Quarterly Results
| Line Item | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 |
|---|---|---|---|---|
| Revenue | — | 10,059,000.0 | 7,186,000.0 | 9,574,000.0 |
| Net Profit | — | 1,674,000.0 | 1,067,000.0 | 818,000.0 |
| EPS | -0.2 | 0.2 | — | 0.1 |
Summit State Bank Revenue & Profit: Last 5 Years
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
| Revenue | 34,989,000.0 | 32,744,000.0 | 40,280,000.0 | 49,628,000.0 | — |
| Net Profit | 6,796,000.0 | -4,193,000.0 | 10,822,000.0 | 16,968,000.0 | — |
| EPS | 1.0 | -0.6 | 1.6 | 2.5 | — |
Summit State Bank Balance Sheet
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
| Total Assets | 1,004,586,000.0 | 1,067,094,000.0 | 1,122,508,000.0 | 1,115,343,000.0 | — |
| Total Liabilities | 903,415,000.0 | 975,371,000.0 | 1,024,830,000.0 | 1,026,797,000.0 | — |
| Total Equity | 101,171,000.0 | 91,723,000.0 | 97,678,000.0 | 88,546,000.0 | — |
Owes vs Owns
Summit State Bank owed $0.90 for every $1 it owned in Mar 2026, down from $0.92 in Dec 2022.
| Period | Mar 2026 | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 |
|---|---|---|---|---|---|
| Owes vs Owns | 0.90× | 0.90× | 0.91× | 0.91× | 0.92× |
Everything the company owes ÷ everything it owns. Below 1× it owns more than it owes; above 1× it owes more than it owns.
Summit State Bank Assets & Liabilities Breakdown (USD millions)
What it owns — Dec 2025
Cash & short-term investments 12.0%Long-term investments 6.2%Other assets 81.3%
How it's funded — Dec 2025
Long-term debt 0.6%Other liabilities 89.3%Shareholders' equity 10.1%
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 |
|---|---|---|---|---|
| Assets | ||||
| Cash & short-term investments | 120.9 | 111.5 | 134.1 | 161.4 |
| Receivables | 0.0 | 0.0 | 0.0 | 26.0 |
| Inventory | 0.0 | 0.0 | 0.0 | 0.0 |
| Fixed assets (tangible) | 4.8 | 5.2 | 5.3 | 5.5 |
| Intangible assets | 0.0 | 0.0 | 4.1 | 4.1 |
| Long-term investments | 61.9 | 67.5 | 84.7 | 92.7 |
| Other assets | 817.0 | 883.0 | 894.2 | 825.8 |
| Liabilities & equity | ||||
| Short-term debt | 0.0 | 0.0 | 0.0 | 0.0 |
| Long-term debt | 5.9 | 5.9 | 5.9 | 46.9 |
| Payables | 0.0 | 0.0 | 0.0 | 12.6 |
| Other liabilities | 897.5 | 969.4 | 1,018.9 | 967.3 |
| Shareholders' equity | 101.2 | 91.7 | 97.7 | 88.5 |
| Net tangible assets | 101.2 | 91.7 | 93.6 | 84.4 |
Summit State Bank Cash Flow
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
| Operating Activities | 6,595,000.0 | 5,850,000.0 | -2,380,000.0 | 13,718,000.0 | — |
| Investing Activities | 78,977,000.0 | 36,790,000.0 | -20,185,000.0 | -117,179,000.0 | — |
| Financing Activities | -71,451,000.0 | -49,026,000.0 | 2,787,000.0 | 140,329,000.0 | — |