1st Source Corporation
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from 1st Source Corporation's yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
What stands out
- Steadiness Ratio: Sales and profit both grew in each of the last 3 years. Steadier than 94% of Financial Services companies in United States.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 3/3Sales and profit both grew in each of the last 3 years.
Steadier than 94% of Financial Services companies in United States.
Growth Efficiency Ratio
$48Sales grew 22% in 3 years; of every extra $100 of sales, $48 became extra profit.
Higher than 75% of Financial Services companies in United States.
Asset Productivity Ratio
+22% / +9%In 3 years sales changed by +22% while total assets changed by +9%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
99%Of every $100 the company owns, $99 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 71% of Financial Services companies in United States.
Tangible Net Worth Ratio
93%Of every $100 of net worth, $93 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 72% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
1st Source Corporation owes $0.85 for every $1 it owns. Net profit rose 19% in the year to Dec 2025, and grew 10% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
12.5Investors pay $12.5 for every $1 of 1st Source Corporation's yearly profit, lower than 51% of Financial Services companies in United States.
P/B ratio
1.60The share price is 1.60 times 1st Source Corporation's book value per share, higher than 72% of Financial Services companies in United States.
Market cap
$2.1 BThe total market value of all of 1st Source Corporation's shares at today's price (share price × number of shares), larger than 68% of Financial Services companies in United States. PosiCap size class: Meso Cap.
Net worth (book value)
$1.3 BWhat 1st Source Corporation would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$54.41Net worth divided by the number of shares. The share price of $87.18 is 1.6 times this, which is the P/B above.
Return on equity (ROE)
13.1%1st Source Corporation earned 13.1% on its shareholders' money over the last year, higher than 68% of Financial Services companies in United States.
Owes vs Owns
0.85×1st Source Corporation owes $0.85 for every $1 it owns (high), higher than 54% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
1.96%1st Source Corporation pays 1.96% of its share price as dividends a year, lower than 72% of dividend-paying Financial Services companies in United States.
Revenue growth
+12%Revenue rose 12% in the year to Dec 2025, and grew 7% a year on average over 3 years.
Profit growth
+19%Net profit rose 19% in the year to Dec 2025, and grew 10% a year on average over 3 years.
Profit margin
36.5%1st Source Corporation keeps $36 of every $100 of revenue as net profit.
Questions
What is 1st Source Corporation's P/E ratio?
Investors pay $12.5 for every $1 of 1st Source Corporation's yearly profit, lower than 51% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For 1st Source Corporation: $2.1 B ÷ $1.3 B (30 Jun 2026) = 1.6.
What is 1st Source Corporation's return on equity?
1st Source Corporation earned 13.1% on its shareholders' money over the last year, higher than 68% of Financial Services companies in United States.
How much does 1st Source Corporation owe compared with what it owns?
1st Source Corporation owes $0.85 for every $1 it owns (high), higher than 54% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does 1st Source Corporation pay a dividend?
Yes. 1st Source Corporation pays 1.96% of its share price as dividends a year, lower than 72% of dividend-paying Financial Services companies in United States.
Is 1st Source Corporation's revenue growing?
Revenue rose 12% in the year to Dec 2025, and grew 7% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.