SR Bancorp, Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from SR Bancorp, Inc.'s yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 1/3Sales grew in 3 of the last 3 years; profit grew in 1 of 3.
Steadier than 53% of Financial Services companies in United States.
Growth Efficiency Ratio
$16Sales grew 151% in 3 years; of every extra $100 of sales, $16 became extra profit.
Lower than 60% of Financial Services companies in United States.
Asset Productivity Ratio
+151% / +67%In 3 years sales changed by +151% while total assets changed by +67%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
98%Of every $100 the company owns, $98 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
Less tangible than 55% of Financial Services companies in United States.
Tangible Net Worth Ratio
86%Of every $100 of net worth, $86 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 55% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
SR Bancorp, Inc. owes $0.84 for every $1 it owns. SR Bancorp, Inc. returned to profit in the year to Jun 2025, after a loss the year before.
Compared with Financial Services companies in United States · latest annual results Jun 2025.
P/E ratio
43.0Investors pay $43.0 for every $1 of SR Bancorp, Inc.'s yearly profit, higher than 93% of Financial Services companies in United States.
P/B ratio
0.75The share price is 0.75 times SR Bancorp, Inc.'s book value per share, lower than 89% of Financial Services companies in United States.
Market cap
$138 MThe total market value of all of SR Bancorp, Inc.'s shares at today's price (share price × number of shares), smaller than 87% of Financial Services companies in United States. PosiCap size class: Mini Cap.
Net worth (book value)
$184 MWhat SR Bancorp, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (31 Mar 2026).
Book value per share
$25.25Net worth divided by the number of shares. The share price of $18.93 is 0.7 times this, which is the P/B above.
Return on equity (ROE)
1.8%SR Bancorp, Inc. earned 1.8% on its shareholders' money over the last year, lower than 84% of Financial Services companies in United States.
Owes vs Owns
0.84×SR Bancorp, Inc. owes $0.84 for every $1 it owns (high), higher than 52% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
1.29%SR Bancorp, Inc. pays 1.29% of its share price as dividends a year, lower than 84% of dividend-paying Financial Services companies in United States.
Revenue growth
+24%Revenue rose 24% in the year to Jun 2025, and grew 36% a year on average over 3 years.
Profit growth
Back to profitSR Bancorp, Inc. returned to profit in the year to Jun 2025, after a loss the year before.
Profit margin
15.4%SR Bancorp, Inc. keeps $15 of every $100 of revenue as net profit.
Questions
What is SR Bancorp, Inc.'s P/E ratio?
Investors pay $43.0 for every $1 of SR Bancorp, Inc.'s yearly profit, higher than 93% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For SR Bancorp, Inc.: $138 M ÷ $184 M (31 Mar 2026) = 0.7.
What is SR Bancorp, Inc.'s return on equity?
SR Bancorp, Inc. earned 1.8% on its shareholders' money over the last year, lower than 84% of Financial Services companies in United States.
How much does SR Bancorp, Inc. owe compared with what it owns?
SR Bancorp, Inc. owes $0.84 for every $1 it owns (high), higher than 52% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does SR Bancorp, Inc. pay a dividend?
Yes. SR Bancorp, Inc. pays 1.29% of its share price as dividends a year, lower than 84% of dividend-paying Financial Services companies in United States.
Is SR Bancorp, Inc.'s revenue growing?
Revenue rose 24% in the year to Jun 2025, and grew 36% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.