The South Indian Bank Limited
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from The South Indian Bank Limited's yearly results (2023–2026), compared with Financial Services companies in India. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 3/3Sales and profit both grew in each of the last 3 years.
Steadier than 83% of Financial Services companies in India.
Growth Efficiency Ratio
₹55Sales grew 31% in 3 years; of every extra ₹100 of sales, ₹55 became extra profit.
Higher than 77% of Financial Services companies in India.
Asset Productivity Ratio
+31% / +32%In 3 years sales changed by +31% while total assets changed by +32%. Both moved at about the same pace.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
—Data incomplete
Tangible Net Worth Ratio
—Data incomplete
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
The South Indian Bank Limited owes ₹0.92 for every ₹1 it owns. Net profit rose 12% in the year to Mar 2026, and grew 23% a year on average over 3 years.
Compared with Financial Services companies in India · latest annual results Mar 2026.
P/E ratio
9.1Investors pay ₹9.1 for every ₹1 of The South Indian Bank Limited's yearly profit, lower than 73% of Financial Services companies in India.
P/B ratio
1.17The share price is 1.17 times The South Indian Bank Limited's book value per share, lower than 58% of Financial Services companies in India.
Market cap
₹13,771 CrThe total market value of all of The South Indian Bank Limited's shares at today's price (share price × number of shares), larger than 64% of Financial Services companies in India. PosiCap size class: Meso Cap.
Net worth (book value)
₹11,815 CrWhat The South Indian Bank Limited would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
₹45.10Net worth divided by the number of shares. The share price of ₹52.57 is 1.2 times this, which is the P/B above.
Return on equity (ROE)
13.6%The South Indian Bank Limited earned 13.6% on its shareholders' money over the last year, higher than 64% of Financial Services companies in India.
Owes vs Owns
0.92×The South Indian Bank Limited owes ₹0.92 for every ₹1 it owns (high), higher than 90% of Financial Services companies in India. Banks and lenders usually show higher figures.
Dividend yield
0.94%The South Indian Bank Limited pays 0.94% of its share price as dividends a year, higher than 50% of dividend-paying Financial Services companies in India.
Revenue growth
+5%Revenue rose 5% in the year to Mar 2026, and grew 9% a year on average over 3 years.
Profit growth
+12%Net profit rose 12% in the year to Mar 2026, and grew 23% a year on average over 3 years.
Profit margin
28.0%The South Indian Bank Limited keeps ₹28 of every ₹100 of revenue as net profit.
Questions
What is The South Indian Bank Limited's P/E ratio?
Investors pay ₹9.1 for every ₹1 of The South Indian Bank Limited's yearly profit, lower than 73% of Financial Services companies in India.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For The South Indian Bank Limited: ₹13,771 Cr ÷ ₹11,815 Cr (30 Jun 2026) = 1.2.
What is The South Indian Bank Limited's return on equity?
The South Indian Bank Limited earned 13.6% on its shareholders' money over the last year, higher than 64% of Financial Services companies in India.
How much does The South Indian Bank Limited owe compared with what it owns?
The South Indian Bank Limited owes ₹0.92 for every ₹1 it owns (high), higher than 90% of Financial Services companies in India. Banks and lenders usually show higher figures.
Does The South Indian Bank Limited pay a dividend?
Yes. The South Indian Bank Limited pays 0.94% of its share price as dividends a year, higher than 50% of dividend-paying Financial Services companies in India.
Is The South Indian Bank Limited's revenue growing?
Revenue rose 5% in the year to Mar 2026, and grew 9% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.