Go Deep
SoFi Technologies, Inc.
SoFi Technologies, Inc. Score & Ratio Trend
| Date | Score | P/E | P/B | D/E | Price |
|---|---|---|---|---|---|
| Oct 2026 | 22,128 | 32.2 | 1.84 | 0.31 | 1,528.08 |
| Oct 2026 | 22,250 | 31.1 | 1.78 | 0.31 | 1,458.13 |
| Oct 2026 | 22,402 | 31.1 | 1.78 | 0.31 | 1,451.36 |
| Oct 2026 | 22,619 | 29.0 | 1.66 | 0.31 | 1,350.15 |
| Oct 2026 | 22,432 | 32.8 | 1.76 | 0.31 | 1,432.96 |
| Oct 2026 | 22,549 | 29.7 | 1.70 | 0.31 | 1,378.10 |
| Oct 2026 | 22,602 | 29.2 | 1.67 | 0.31 | 1,355.87 |
| Oct 2026 | 22,521 | 30.0 | 1.71 | 0.31 | 1,391.90 |
| Oct 2026 | 22,474 | 30.4 | 1.74 | 0.31 | 1,409.27 |
| Oct 2026 | 22,502 | 30.1 | 1.72 | 0.31 | 1,394.15 |
| Oct 2026 | 22,535 | 29.8 | 1.70 | 0.31 | 1,385.24 |
SoFi Technologies, Inc. Quarterly Results
| Line Item | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 |
|---|---|---|---|---|
| Revenue | 1,218,676,000.0 | 1,100,368,000.0 | 1,025,051,000.0 | 961,600,000.0 |
| Net Profit | 156,592,000.0 | 166,731,000.0 | 173,549,000.0 | 139,392,000.0 |
| EPS | 0.1 | 0.1 | 0.1 | 0.1 |
SoFi Technologies, Inc. Revenue & Profit: Last 5 Years
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
| Revenue | 3,613,354,000.0 | 2,612,342,000.0 | 2,108,215,000.0 | 1,573,535,000.0 | — |
| Net Profit | 481,320,000.0 | 498,665,000.0 | -300,742,000.0 | -320,407,000.0 | — |
| EPS | 0.4 | 0.5 | -0.4 | -0.4 | — |
SoFi Technologies, Inc. Balance Sheet
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
| Total Assets | 50,660,478,000.0 | 36,250,951,000.0 | 30,074,858,000.0 | 19,007,675,000.0 | — |
| Total Liabilities | 40,170,983,000.0 | 29,725,817,000.0 | 24,519,872,000.0 | 13,479,199,000.0 | — |
| Total Equity | 10,489,495,000.0 | 6,525,134,000.0 | 5,554,986,000.0 | 5,528,476,000.0 | — |
Owes vs Owns
SoFi Technologies, Inc. owed $0.82 for every $1 it owned in Jun 2026, up from $0.71 in Dec 2022.
| Period | Jun 2026 | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 |
|---|---|---|---|---|---|
| Owes vs Owns | 0.82× | 0.79× | 0.82× | 0.82× | 0.71× |
Everything the company owes ÷ everything it owns. Below 1× it owns more than it owes; above 1× it owes more than it owns.
SoFi Technologies, Inc. Assets & Liabilities Breakdown (USD millions)
What it owns — Dec 2025
Cash & short-term investments 14.5%Receivables 1.8%Fixed assets (tangible) 1.0%Intangible assets 4.0%Long-term investments 5.3%Other assets 73.5%
How it's funded — Dec 2025
Short-term debt 1.0%Long-term debt 2.6%Other liabilities 75.5%Shareholders' equity 20.7%
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 |
|---|---|---|---|---|
| Assets | ||||
| Cash & short-term investments | 7,360.4 | 4,342.3 | 3,586.0 | 1,461.3 |
| Receivables | 893.5 | 587.5 | 169.9 | 127.0 |
| Inventory | 0.0 | 0.0 | 0.0 | 0.0 |
| Fixed assets (tangible) | 510.4 | 369.1 | 306.5 | 267.2 |
| Intangible assets | 2,003.6 | 2,033.4 | 1,938.0 | 2,215.0 |
| Long-term investments | 2,680.2 | 1,937.8 | 724.9 | 419.6 |
| Other assets | 37,212.4 | 26,980.8 | 23,349.6 | 14,517.5 |
| Liabilities & equity | ||||
| Short-term debt | 486.0 | 486.0 | 486.0 | 486.0 |
| Long-term debt | 1,329.7 | 2,607.3 | 4,754.8 | 5,016.9 |
| Payables | 89.8 | 121.7 | 159.9 | 144.6 |
| Other liabilities | 38,265.5 | 26,510.8 | 19,119.1 | 7,831.7 |
| Shareholders' equity | 10,489.5 | 6,525.1 | 5,555.0 | 5,528.5 |
| Net tangible assets | 8,485.9 | 4,491.7 | 3,617.0 | 3,313.5 |
SoFi Technologies, Inc. Cash Flow
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
| Operating Activities | -3,742,458,000.0 | -1,119,807,000.0 | -7,227,139,000.0 | -7,255,858,000.0 | — |
| Investing Activities | -6,719,107,000.0 | -4,820,990,000.0 | -1,889,864,000.0 | -106,333,000.0 | — |
| Financing Activities | 13,109,333,000.0 | 5,034,577,000.0 | 10,885,602,000.0 | 8,439,485,000.0 | — |