PositoAI/ US/ SmartFinancial, Inc.

SmartFinancial, Inc.

NYSE: SMBK · Financial Services

Positivity Index

#2,972 / 6,774

Global

#1,131 / 4,000

United States

Positivity Score

20,976

Rank→

Overview Go Deep Penta Pattern Funda News For this company Histo

PosiRed: no active red flags

SmartFinancial, Inc. — Overview & Financial Snapshot

SmartFinancial, Inc. (NYSE: SMBK) is a Financial Services company, ranked #2,972 of 6,774 companies globally and #1,131 of 4,000 in United States on PositoAI, with a Positivity Score of 20,976. Its market capitalisation is ₹7,943.81 Cr ($841.59M), P/E ratio is 13.4 and P/B ratio is 1.46. It has no active red flags (PosiRed) or yellow flags (PosiYellow) on record.

For financial statements, ratio trends and score history, Go Deep →

Top-ranked Financial Services companies

#16 FG Communities Holdings Inc. 25,734 #19 Sound Point Meridian Capital, Inc. 25,668 #27 Innventure, Inc. 25,198 #28 Income Opportunity Realty Investors, Inc. 25,188 #61 Solana Company 24,447

— Nothing to show —

OpenAI is reading recent news...

SmartFinancial, Inc. operates as the bank holding company for SmartBank that provides various financial services to individuals and corporate customers in the United States. The company offers various deposits, including noninterest-bearing and interest-bearing checking, savings, money market, and individual retirement accounts, as well as certificates of deposit. It also provides commercial and residential real estate, consumer real estate, construction and land development, commercial and industrial, and consumer and other loans, as well as leases to small and mid-size companies for equipment financing leases. In addition, the company offers wealth management, insurance, mortgage origination, and internet and mobile banking services. It operates in Tennessee, Alabama, and Florida. SmartFinancial, Inc. is based in Knoxville, Tennessee.

P/B Ratio 1.46

P/E Ratio 13.4

D/E Ratio 0.18

ROE 11.13%

Owes vs Owns ? 0.91× High $0.91 owed for every $1 it owns · balance sheet Jun 2026 Usually higher for banks and lenders.

Dividend Yield 0.70%

Trailing EPS ₹346.41$3.67

Forward EPS ₹392.19$4.16

Beta 0.71

Market Cap ₹7,943.81 Cr$841.59M

What these numbers mean →

What does SmartFinancial, Inc. do?

What is SmartFinancial, Inc.'s P/E and P/B ratio?

SmartFinancial, Inc. has a P/E ratio of 13.4 and a P/B ratio of 1.46.

What is SmartFinancial, Inc.'s debt-to-equity ratio?

SmartFinancial, Inc. has a debt-to-equity ratio of 0.18.

How much does SmartFinancial, Inc. owe compared with what it owns?

SmartFinancial, Inc. owes $0.91 for every $1 it owns (balance sheet Jun 2026), which is high. Banks and lenders usually show higher figures.

What is SmartFinancial, Inc.'s Positivity rank?

SmartFinancial, Inc. is ranked #2,972 of 6,774 companies globally and #1,131 of 4,000 in United States on PositoAI, with a Positivity Score of 20,976.

Does SmartFinancial, Inc. have any regulatory orders, red flags (PosiRed) or yellow flags (PosiYellow)?

No active red flags (PosiRed) or yellow flags (PosiYellow) are currently on record for SmartFinancial, Inc..

Where can I read the latest news about SmartFinancial, Inc.?

Recent headlines about SmartFinancial, Inc. from the last 30 days, with links to the original articles, are on its News page on PositoAI.

Does SmartFinancial, Inc. have a PositoAI PosiShot or QR code?

Yes. A dated PosiShot of SmartFinancial, Inc.'s current position, a PosiQR code for its live profile and a ready-made dated mention are available on its For this company page on PositoAI.

0 / 1000

🔒 Private — stored only in this browser, never sent to PositoAI. Clear anytime in Settings.