Southern Missouri Bancorp, Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Southern Missouri Bancorp, Inc.'s yearly results (2023–2026), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
What stands out
- Steadiness Ratio: Sales and profit both grew in each of the last 3 years. Steadier than 94% of Financial Services companies in United States.
- Growth Efficiency Ratio: Sales grew 31% in 3 years; of every extra $100 of sales, $68 became extra profit. Higher than 86% of Financial Services companies in United States.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 3/3Sales and profit both grew in each of the last 3 years.
Steadier than 94% of Financial Services companies in United States.
Growth Efficiency Ratio
$68Sales grew 31% in 3 years; of every extra $100 of sales, $68 became extra profit.
Higher than 86% of Financial Services companies in United States.
Asset Productivity Ratio
+31% / +20%In 3 years sales changed by +31% while total assets changed by +20%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
99%Of every $100 the company owns, $99 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 63% of Financial Services companies in United States.
Tangible Net Worth Ratio
88%Of every $100 of net worth, $88 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 60% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Southern Missouri Bancorp, Inc. owes $0.89 for every $1 it owns. Net profit rose 23% in the year to Jun 2026, and grew 22% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Jun 2026.
P/E ratio
11.2Investors pay $11.2 for every $1 of Southern Missouri Bancorp, Inc.'s yearly profit, lower than 68% of Financial Services companies in United States.
P/B ratio
1.34The share price is 1.34 times Southern Missouri Bancorp, Inc.'s book value per share, higher than 55% of Financial Services companies in United States.
Market cap
$790 MThe total market value of all of Southern Missouri Bancorp, Inc.'s shares at today's price (share price × number of shares), larger than 51% of Financial Services companies in United States. PosiCap size class: Mini Cap.
Net worth (book value)
$591 MWhat Southern Missouri Bancorp, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$53.63Net worth divided by the number of shares. The share price of $71.77 is 1.3 times this, which is the P/B above.
Return on equity (ROE)
12.7%Southern Missouri Bancorp, Inc. earned 12.7% on its shareholders' money over the last year, higher than 64% of Financial Services companies in United States.
Owes vs Owns
0.89×Southern Missouri Bancorp, Inc. owes $0.89 for every $1 it owns (high), higher than 70% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
1.45%Southern Missouri Bancorp, Inc. pays 1.45% of its share price as dividends a year, lower than 80% of dividend-paying Financial Services companies in United States.
Revenue growth
+10%Revenue rose 10% in the year to Jun 2026, and grew 9% a year on average over 3 years.
Profit growth
+23%Net profit rose 23% in the year to Jun 2026, and grew 22% a year on average over 3 years.
Profit margin
35.8%Southern Missouri Bancorp, Inc. keeps $36 of every $100 of revenue as net profit.
Questions
What is Southern Missouri Bancorp, Inc.'s P/E ratio?
Investors pay $11.2 for every $1 of Southern Missouri Bancorp, Inc.'s yearly profit, lower than 68% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Southern Missouri Bancorp, Inc.: $790 M ÷ $591 M (30 Jun 2026) = 1.3.
What is Southern Missouri Bancorp, Inc.'s return on equity?
Southern Missouri Bancorp, Inc. earned 12.7% on its shareholders' money over the last year, higher than 64% of Financial Services companies in United States.
How much does Southern Missouri Bancorp, Inc. owe compared with what it owns?
Southern Missouri Bancorp, Inc. owes $0.89 for every $1 it owns (high), higher than 70% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does Southern Missouri Bancorp, Inc. pay a dividend?
Yes. Southern Missouri Bancorp, Inc. pays 1.45% of its share price as dividends a year, lower than 80% of dividend-paying Financial Services companies in United States.
Is Southern Missouri Bancorp, Inc.'s revenue growing?
Revenue rose 10% in the year to Jun 2026, and grew 9% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.