SLM Corporation
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from SLM Corporation's yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
What stands out
- Growth Efficiency Ratio: Sales grew 9% in 3 years; of every extra $100 of sales, $171 became extra profit. Higher than 98% of Financial Services companies in United States.
- Tangible Assets Ratio: Of every $100 the company owns, $100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles. More tangible than 89% of Financial Services companies in United States.
- Tangible Net Worth Ratio: Of every $100 of net worth, $98 is tangible; the rest is goodwill and other intangibles, often from buying other companies. More tangible than 85% of Financial Services companies in United States.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
2/3 · 3/3Sales grew in 2 of the last 3 years; profit grew in 3 of 3.
Steadier than 79% of Financial Services companies in United States.
Growth Efficiency Ratio
$171Sales grew 9% in 3 years; of every extra $100 of sales, $171 became extra profit.
Higher than 98% of Financial Services companies in United States.
Asset Productivity Ratio
+9% / +3%In 3 years sales changed by +9% while total assets changed by +3%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
100%Of every $100 the company owns, $100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 89% of Financial Services companies in United States.
Tangible Net Worth Ratio
98%Of every $100 of net worth, $98 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 85% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
SLM Corporation owes $0.91 for every $1 it owns. Net profit rose 22% in the year to Dec 2025, and grew 17% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
6.1Investors pay $6.1 for every $1 of SLM Corporation's yearly profit, lower than 91% of Financial Services companies in United States.
P/B ratio
1.65The share price is 1.65 times SLM Corporation's book value per share, higher than 73% of Financial Services companies in United States.
Market cap
$4.1 BThe total market value of all of SLM Corporation's shares at today's price (share price × number of shares), larger than 77% of Financial Services companies in United States. PosiCap size class: Meso Cap.
Net worth (book value)
$2.5 BWhat SLM Corporation would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$13.16Net worth divided by the number of shares. The share price of $21.76 is 1.7 times this, which is the P/B above.
Return on equity (ROE)
30.3%SLM Corporation earned 30.3% on its shareholders' money over the last year, higher than 93% of Financial Services companies in United States.
Owes vs Owns
0.91×SLM Corporation owes $0.91 for every $1 it owns (high), higher than 88% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
2.28%SLM Corporation pays 2.28% of its share price as dividends a year, lower than 62% of dividend-paying Financial Services companies in United States.
Revenue growth
+7%Revenue rose 7% in the year to Dec 2025, and grew 3% a year on average over 3 years.
Profit growth
+22%Net profit rose 22% in the year to Dec 2025, and grew 17% a year on average over 3 years.
Profit margin
37.5%SLM Corporation keeps $38 of every $100 of revenue as net profit.
Questions
What is SLM Corporation's P/E ratio?
Investors pay $6.1 for every $1 of SLM Corporation's yearly profit, lower than 91% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For SLM Corporation: $4.1 B ÷ $2.5 B (30 Jun 2026) = 1.7.
What is SLM Corporation's return on equity?
SLM Corporation earned 30.3% on its shareholders' money over the last year, higher than 93% of Financial Services companies in United States.
How much does SLM Corporation owe compared with what it owns?
SLM Corporation owes $0.91 for every $1 it owns (high), higher than 88% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does SLM Corporation pay a dividend?
Yes. SLM Corporation pays 2.28% of its share price as dividends a year, lower than 62% of dividend-paying Financial Services companies in United States.
Is SLM Corporation's revenue growing?
Revenue rose 7% in the year to Dec 2025, and grew 3% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.