Shriram Finance Limited
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Shriram Finance Limited's yearly results (2023–2026), compared with Financial Services companies in India. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 3/3Sales and profit both grew in each of the last 3 years.
Steadier than 83% of Financial Services companies in India.
Growth Efficiency Ratio
₹50Sales grew 48% in 3 years; of every extra ₹100 of sales, ₹50 became extra profit.
Higher than 74% of Financial Services companies in India.
Asset Productivity Ratio
+48% / +53%In 3 years sales changed by +48% while total assets changed by +53%. Both moved at about the same pace.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
100%Of every ₹100 the company owns, ₹100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
Less tangible than 78% of Financial Services companies in India.
Tangible Net Worth Ratio
98%Of every ₹100 of net worth, ₹98 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
Less tangible than 83% of Financial Services companies in India.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Shriram Finance Limited owes ₹0.79 for every ₹1 it owns. Net profit rose 5% in the year to Mar 2026, and grew 19% a year on average over 3 years.
Compared with Financial Services companies in India · latest annual results Mar 2026.
P/E ratio
15.9Investors pay ₹15.9 for every ₹1 of Shriram Finance Limited's yearly profit, higher than 50% of Financial Services companies in India.
P/B ratio
3.22The share price is 3.22 times Shriram Finance Limited's book value per share, higher than 78% of Financial Services companies in India.
Market cap
₹211,990 CrThe total market value of all of Shriram Finance Limited's shares at today's price (share price × number of shares), larger than 96% of Financial Services companies in India. PosiCap size class: Tito Cap.
Net worth (book value)
₹65,919 CrWhat Shriram Finance Limited would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (31 Mar 2026).
Book value per share
₹280.14Net worth divided by the number of shares. The share price of ₹900.90 is 3.2 times this, which is the P/B above.
Return on equity (ROE)
18.5%Shriram Finance Limited earned 18.5% on its shareholders' money over the last year, higher than 85% of Financial Services companies in India.
Owes vs Owns
0.79×Shriram Finance Limited owes ₹0.79 for every ₹1 it owns (moderate), higher than 66% of Financial Services companies in India. Banks and lenders usually show higher figures.
Dividend yield
1.15%Shriram Finance Limited pays 1.15% of its share price as dividends a year, higher than 59% of dividend-paying Financial Services companies in India.
Revenue growth
+14%Revenue rose 14% in the year to Mar 2026, and grew 14% a year on average over 3 years.
Profit growth
+5%Net profit rose 5% in the year to Mar 2026, and grew 19% a year on average over 3 years.
Profit margin
40.0%Shriram Finance Limited keeps ₹40 of every ₹100 of revenue as net profit.
Questions
What is Shriram Finance Limited's P/E ratio?
Investors pay ₹15.9 for every ₹1 of Shriram Finance Limited's yearly profit, higher than 50% of Financial Services companies in India.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Shriram Finance Limited: ₹211,990 Cr ÷ ₹65,919 Cr (31 Mar 2026) = 3.2.
What is Shriram Finance Limited's return on equity?
Shriram Finance Limited earned 18.5% on its shareholders' money over the last year, higher than 85% of Financial Services companies in India.
How much does Shriram Finance Limited owe compared with what it owns?
Shriram Finance Limited owes ₹0.79 for every ₹1 it owns (moderate), higher than 66% of Financial Services companies in India. Banks and lenders usually show higher figures.
Does Shriram Finance Limited pay a dividend?
Yes. Shriram Finance Limited pays 1.15% of its share price as dividends a year, higher than 59% of dividend-paying Financial Services companies in India.
Is Shriram Finance Limited's revenue growing?
Revenue rose 14% in the year to Mar 2026, and grew 14% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.