SHF Holdings, Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from SHF Holdings, Inc.'s yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
What stands out
- Shareholder Slice Ratio: Share count rose 261% in 3 years, so each share's slice of the company became smaller. Bigger rise in share count than 96% of Financial Services companies in United States.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
2/3 · 2/3Sales grew in 2 of the last 3 years; profit grew in 2 of 3.
Steadier than 53% of Financial Services companies in United States.
Growth Efficiency Ratio
—Data incomplete
Asset Productivity Ratio
—Data incomplete
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
—Data incomplete
Tangible Net Worth Ratio
—Data incomplete
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (10)
SHF Holdings, Inc. made a loss over the last year. SHF Holdings, Inc. owes $0.57 for every $1 it owns. SHF Holdings, Inc. made a loss in each of the last two years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
LossSHF Holdings, Inc. made a loss over the last year, so its P/E ratio is not meaningful.
P/B ratio
0.06The share price is 0.06 times SHF Holdings, Inc.'s book value per share, lower than almost all Financial Services companies in United States.
Market cap
$0 MThe total market value of all of SHF Holdings, Inc.'s shares at today's price (share price × number of shares), smaller than almost all Financial Services companies in United States. PosiCap size class: Nano Cap.
Net worth (book value)
$6 MWhat SHF Holdings, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$5.94Net worth divided by the number of shares. The share price of $0.34 is 0.1 times this, which is the P/B above.
Owes vs Owns
0.57×SHF Holdings, Inc. owes $0.57 for every $1 it owns (moderate), lower than 67% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
NoneSHF Holdings, Inc. does not currently pay a dividend.
Revenue growth
-32%Revenue fell 32% in the year to Dec 2025.
Profit growth
LossSHF Holdings, Inc. made a loss in each of the last two years.
Profit margin
-18.3%SHF Holdings, Inc. lost $18 for every $100 of revenue.
Questions
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For SHF Holdings, Inc.: $0 M ÷ $6 M (30 Jun 2026) = 0.1.
How much does SHF Holdings, Inc. owe compared with what it owns?
SHF Holdings, Inc. owes $0.57 for every $1 it owns (moderate), lower than 67% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does SHF Holdings, Inc. pay a dividend?
No. SHF Holdings, Inc. does not currently pay a dividend.
Is SHF Holdings, Inc.'s revenue growing?
Revenue fell 32% in the year to Dec 2025.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.