SG Finserve Limited
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from SG Finserve Limited's yearly results (2023–2026), compared with Financial Services companies in India. Tap ? on any ratio for what it means.
What stands out
- Shareholder Slice Ratio: Share count rose 58% in 3 years, so each share's slice of the company became smaller. Bigger rise in share count than 93% of Financial Services companies in India.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
2/3 · 3/3Sales grew in 2 of the last 3 years; profit grew in 3 of 3.
Steadier than 56% of Financial Services companies in India.
Growth Efficiency Ratio
₹38Sales grew 728% in 3 years; of every extra ₹100 of sales, ₹38 became extra profit.
Higher than 66% of Financial Services companies in India.
Asset Productivity Ratio
+728% / +287%In 3 years sales changed by +728% while total assets changed by +287%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
100%Of every ₹100 the company owns, ₹100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 64% of Financial Services companies in India.
Tangible Net Worth Ratio
100%Of every ₹100 of net worth, ₹100 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 69% of Financial Services companies in India.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
SG Finserve Limited owes ₹0.65 for every ₹1 it owns. Net profit rose 58% in the year to Mar 2026, and grew 91% a year on average over 3 years.
Compared with Financial Services companies in India · latest annual results Mar 2026.
P/E ratio
25.1Investors pay ₹25.1 for every ₹1 of SG Finserve Limited's yearly profit, higher than 68% of Financial Services companies in India.
P/B ratio
2.79The share price is 2.79 times SG Finserve Limited's book value per share, higher than 73% of Financial Services companies in India.
Market cap
₹4,081 CrThe total market value of all of SG Finserve Limited's shares at today's price (share price × number of shares), smaller than 52% of Financial Services companies in India. PosiCap size class: Mini Cap.
Net worth (book value)
₹1,460 CrWhat SG Finserve Limited would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (31 Mar 2026).
Book value per share
₹221.60Net worth divided by the number of shares. The share price of ₹619.25 is 2.8 times this, which is the P/B above.
Return on equity (ROE)
11.0%SG Finserve Limited earned 11.0% on its shareholders' money over the last year, lower than 53% of Financial Services companies in India.
Owes vs Owns
0.65×SG Finserve Limited owes ₹0.65 for every ₹1 it owns (moderate), lower than 51% of Financial Services companies in India. Banks and lenders usually show higher figures.
Dividend yield
NoneSG Finserve Limited does not currently pay a dividend.
Revenue growth
+98%Revenue rose 98% in the year to Mar 2026, and grew 102% a year on average over 3 years.
Profit growth
+58%Net profit rose 58% in the year to Mar 2026, and grew 91% a year on average over 3 years.
Profit margin
38.7%SG Finserve Limited keeps ₹39 of every ₹100 of revenue as net profit.
Questions
What is SG Finserve Limited's P/E ratio?
Investors pay ₹25.1 for every ₹1 of SG Finserve Limited's yearly profit, higher than 68% of Financial Services companies in India.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For SG Finserve Limited: ₹4,081 Cr ÷ ₹1,460 Cr (31 Mar 2026) = 2.8.
What is SG Finserve Limited's return on equity?
SG Finserve Limited earned 11.0% on its shareholders' money over the last year, lower than 53% of Financial Services companies in India.
How much does SG Finserve Limited owe compared with what it owns?
SG Finserve Limited owes ₹0.65 for every ₹1 it owns (moderate), lower than 51% of Financial Services companies in India. Banks and lenders usually show higher figures.
Does SG Finserve Limited pay a dividend?
No. SG Finserve Limited does not currently pay a dividend.
Is SG Finserve Limited's revenue growing?
Revenue rose 98% in the year to Mar 2026, and grew 102% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.