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Southern First Bancshares, Inc.
Southern First Bancshares, Inc. Score & Ratio Trend
| Date | Score | P/E | P/B | D/E | Price |
|---|---|---|---|---|---|
| Oct 2026 | 20,229 | 12.9 | 1.26 | 0.72 | 5,722.59 |
| Oct 2026 | 20,305 | 12.8 | 1.24 | 0.72 | 5,622.79 |
| Oct 2026 | 20,255 | 13.1 | 1.25 | 0.72 | 5,677.72 |
| Oct 2026 | 20,254 | 12.9 | 1.25 | 0.72 | 5,664.90 |
| Oct 2026 | 20,313 | 12.7 | 1.24 | 0.72 | 5,606.49 |
| Oct 2026 | 20,156 | 13.1 | 1.28 | 0.72 | 5,777.16 |
| Oct 2026 | 20,231 | 12.9 | 1.26 | 0.72 | 5,681.55 |
| Oct 2026 | 20,129 | 12.6 | 1.28 | 0.72 | 5,780.49 |
| Oct 2026 | 20,132 | 12.6 | 1.28 | 0.72 | 5,800.67 |
Southern First Bancshares, Inc. Quarterly Results
| Line Item | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 |
|---|---|---|---|---|
| Revenue | 35,878,000.0 | 33,799,000.0 | 31,835,000.0 | 31,129,000.0 |
| Net Profit | 11,195,000.0 | 9,887,000.0 | 9,857,000.0 | 8,662,000.0 |
| EPS | 1.2 | 1.2 | 1.2 | 1.1 |
Southern First Bancshares, Inc. Revenue & Profit: Last 5 Years
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
| Revenue | 118,089,000.0 | 93,363,000.0 | 87,514,000.0 | 107,595,000.0 | — |
| Net Profit | 30,366,000.0 | 15,530,000.0 | 13,426,000.0 | 29,115,000.0 | — |
| EPS | 3.8 | 1.9 | 1.7 | 3.7 | — |
Southern First Bancshares, Inc. Balance Sheet
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 |
|---|---|---|---|---|
| Total Assets | 4,403,494,000.0 | 4,087,593,000.0 | 4,055,789,000.0 | 3,691,981,000.0 |
| Total Liabilities | 4,034,837,000.0 | 3,757,149,000.0 | 3,743,322,000.0 | 3,397,469,000.0 |
| Total Equity | 368,657,000.0 | 330,444,000.0 | 312,467,000.0 | 294,512,000.0 |
Owes vs Owns
Southern First Bancshares, Inc. owed $0.90 for every $1 it owned in Jun 2026, down from $0.92 in Dec 2022.
| Period | Jun 2026 | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 |
|---|---|---|---|---|---|
| Owes vs Owns | 0.90× | 0.92× | 0.92× | 0.92× | 0.92× |
Everything the company owes ÷ everything it owns. Below 1× it owns more than it owes; above 1× it owes more than it owns.
Southern First Bancshares, Inc. Assets & Liabilities Breakdown (USD millions)
What it owns — Dec 2025
Cash & short-term investments 2.0%Fixed assets (tangible) 1.9%Long-term investments 3.0%Other assets 93.1%
How it's funded — Dec 2025
Long-term debt 6.0%Other liabilities 85.6%Shareholders' equity 8.4%
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 |
|---|---|---|---|---|
| Assets | ||||
| Cash & short-term investments | 86.1 | 34.9 | 46.3 | 162.9 |
| Receivables | 0.0 | 0.0 | 0.0 | 0.0 |
| Inventory | 0.0 | 0.0 | 0.0 | 0.0 |
| Fixed assets (tangible) | 83.5 | 88.8 | 94.3 | 99.2 |
| Intangible assets | 0.0 | 0.0 | 0.0 | 0.0 |
| Long-term investments | 133.3 | 137.1 | 138.6 | 94.9 |
| Other assets | 4,100.6 | 3,826.8 | 3,776.6 | 3,334.9 |
| Liabilities & equity | ||||
| Short-term debt | 0.0 | 0.0 | 0.0 | 0.0 |
| Long-term debt | 264.9 | 264.9 | 311.3 | 211.2 |
| Payables | 0.0 | 0.0 | 0.0 | 0.0 |
| Other liabilities | 3,769.9 | 3,492.2 | 3,432.0 | 3,186.3 |
| Shareholders' equity | 368.7 | 330.4 | 312.5 | 294.5 |
| Net tangible assets | 368.7 | 330.4 | 312.5 | 294.5 |
Southern First Bancshares, Inc. Cash Flow
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
| Operating Activities | 30,457,000.0 | 25,558,000.0 | 17,653,000.0 | 50,305,000.0 | — |
| Investing Activities | -206,332,000.0 | -28,860,000.0 | -378,575,000.0 | -792,583,000.0 | — |
| Financing Activities | 282,595,000.0 | 9,995,000.0 | 346,218,000.0 | 745,943,000.0 | — |